Top Questions About Small Business Financing

Last year small business financing accounted for about $1 trillion dollars in funds borrowed through financial institutions. Clearly small business finance is big business.

But what are some of the reasons that this growing sector of small businesses seek financing, where do they find it and what is the decision-makers’ funding criteria?

top questions about small business financing answered

What Are the Principal Reasons For Small Business Financing?

There are three key reasons for small businesses to seek funding.

  • Inventory purchases
  • Business expansion
  • Financial strength

National Business Capital & Services welcomes businesses whose lack of a sound credit history has denied them funding elsewhere.

We also understand that business expansion carries with it numerous financial responsibilities. Therefore seeking a loan for some key expenses, such as additional inventory, represents a solid business finance decision that also demonstrates financial strength.

Will My Bad Credit Impact My Loan Application?

Many of our clients have been turned down for loans at their banks for any number of reasons. At National we do not base our credit decisions solely on personal credit or other factors that would prevent you from obtaining financing.

Tax liens and other garnishments pose no obstacle in securing the business financing you require. Our unsecured small business loans are available in amounts up to $2 million and carry absolutely no restrictions as to their use.

Is Applying for a Business Loan a Long Process?

I Need Business Funds YESTERDAY!

Do you have one minute to spare? If so, National can help you. Fill out our easy to fill out form and you’ll have your decision within 24 hours.

National approves 90% of our loan applications and the monies are available within days. National knows you’ll have questions about business finance.  We’ll be glad to review your options with you.

For more information, fill out our application form or call us at (877) 482-3008.

National Business Capital & Services is the #1 FinTech marketplace offering small business loans and services. Harnessing the power of smart technology and even smarter people, we’ve streamlined the approval process to secure over $1 billion in financing for small business owners to date.

Our expert Business Financing Advisors work within our 75+ Lender Marketplace in real time to give you easy access to the best low-interest SBA loans, short and long-term loans and business lines of credit, as well as a full suite of revenue-driving business services.

We strengthen local communities one small business loan at a time. For every deal we fund, we donate 10 meals to Feeding America!


About the Author, Megan Capobianco

Megan is passionate about helping business owners along their journey - providing them with relevant content they can use in their day-to-day operations.

Disclaimer: The information and insights in this article are provided for informational purposes only, and do not constitute financial, legal, tax, business or personal advise from National Business Capital & Services and the author. Do no rely on this information as advice and please consult with your financial advisor, accountant and/or attorney before making any decisions. If you rely solely in this information it is at your own risk. The information is true and accurate to the best of our knowledge, but there maybe errors, omissions, or mistakes.