sba paycheck protection program

Paycheck Protection Program


Expedited SBA Funding with a Simplified Process We Package and Process Your Application
Fast & Easy Process - We’re Here to Help & Answer Questions
Ready To Grow Your Business?

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What Do You Need to Qualify?

Months in Business

2+ Years in Business

Even if your business is just starting to gain momentum, we can help you find a solution!

Months in Business

$100,000 in Annual Gross Sales

Whether you do $100,000 or $10+ million in annual sales, we have your back!

No Minimum Credit Score Required

685+ Credit Score Required

You don’t need squeaky clean credit to qualify—we work with all credit profiles.

What Are The Benefits?

Fast, Simple Funding Process

Longer Terms


2yr Term & Interest Capped at 1%.

Loan Forgiveness


Certain Loan Forgiveness for Payroll, Rent, Mortagage interest & Utilities

 

Guarantees & Collateral Waived


No Personal Guarantee or Collateral

We've Secured Over $1 Billion in Funding Through Our Exclusive Marketplace

A Smarter & Faster SBA Process

Getting an SBA loan could take forever and require tons of paperwork—but not if you work with National.
Learn how we've expedited the timeline and simplified the process to get you low-interest funding in record time!

Unlock the Lowest Rates, Longest Terms and Highest Amounts

Months in Business

Loan Amount $50,000 – $5Mil

Months in Business

Flexible Terms 10-25 Years

No Minimum Credit Score Required

Time to Fund As Little as 45 Days

How Can You Use Your SBA Loan?

Payroll Costs

8 weeks of payroll spent after you recevie the loan

Utilities

Electricity, Gas, Water, Transportation, Telephone & Internet.

Rent & Mortgage

Rent and Mortgage interest

What is an SBA Payment Protection Program?

We have been working around the clock to obtain the real facts and service our customers, small business owners, obtain the SBA CARE Loan that has been rolled out by congress. We are getting info daily and will be updating/sharing as we receive it with all of our customers.

We are here to provide guidance, answer questions and streamline the process to access the SBA CARE Loan for your business. 

We understand how challenging this has been your business and every business – we are here to support you during this tough time.

CARES Act highlights

CARES Act appropriates $349 billion to the 7(a) SBA loan program

Maximum loan amount is the lesser of (i) 2.5x the average monthly payroll over the proceeding 12 months and (ii) $10 million. The loans will be 100% guaranteed by the SBA for the life of the loan.

Expands the allowable uses of 7(a) to include: (i) payroll costs, (ii) costs related to the continuation of health care benefits during periods of paid sick, medical, or family leave, and insurance premiums (iii) employee salaries or commissions (iv) payments of interest on mortgage obligations, rent (including rent under a lease obligation), (vi) utilities and (vii) interest on any other debt obligations incurred prior to February 15, 2020.

Loans will be administered and serviced by existing banks and lenders enrolled in the SBA 7(a) program. The legislation delegates the authority to lenders on determining eligibility without requiring them to go through all of the usual SBA channels.

Why National Business Capital & Services?

  • Express Processing
  • Minimized Paperwork
  • Higher Approval Rate
  • Consult with an Expert Advisor

Deadline to Apply is June 30, 2020.


To determine eligibility, the CARES Act requires lenders to determine (i) whether a business was operational on February 15, 2020, (ii) whether the business had employees for whom it paid salaries and payroll taxes, and (iii) whether the business has been substantially impacted by COVID-19.

The loans will be unsecured and will not prime existing debt instruments in terms of payment priority. The loans will also not require personal guarantees from owners of borrowers.

The businesses may be eligible for 7(a) loans under the CARES Act include small businesses with 500 or fewer employees, except for the hospitality and restaurant industry (NAIC Sector 72) with more than one physical location and with no more than 500 employees per physical location. The legislation also waives affiliation rules for businesses in the hospitality and restaurant industries and small businesses that receive financing through the Small Business Investment Company program. See PDF pg. 15-16 for language details.

Statue provides a process by which borrowers would be may be eligible for loan forgiveness in an amount equal to the amount spent by the borrower during an 8 week period after the origination date of the loan on the following items: (i) payroll costs, (ii) interest payment on any mortgage incurred prior to Feb 15, (iii) payment of rent on any lease in force prior to Feb 15, (iv) payment on any utility for which service began prior to Feb 15.

The amount forgiven would be reduced in proportion to any reduction in employees retained compared to the prior year and to the reduction in pay of any employee beyond 25% of his/her prior year compensation. Borrowers that rehire workers previously laid off after March 1, 2020 will not be penalized for having reduced payroll at the beginning of the period.

A borrower will be required to submit a fulsome application in support of loan forgiveness directly to the lender. The lender will make a determination on the application (subject to a statutory safe harbor) within 60 days of receipt; within 90 days after the loan forgiveness amount has been determined, the SBA will reimburse the lender directly for the principal amount of any forgiven debt, plus interest accrued through the date of repayment. SBA will issue additional implementation guidance and regulations regarding the loan forgiveness process within 30 days after enactment of the CARES Act.

Additional details include the following:

A borrower that receives a 7(a) loan will not be able to receive an SBA economic injury disaster loan for the same purpose.

Eligible borrowers required to make a good faith certification that they have been affected by COVID-19 and will use the funds to retain workers and maintain payroll.Borrower and lender fees for 7(a) loans would be waived. The “credit elsewhere” test and collateral and personal guarantee requirements would be waived.

Why Choose National Business Capital & Services for an SBA Payment Protection Program?

Easy. Fast. Streamlined Process.

National Business Capital & Services is the #1 FinTech marketplace offering small business financing and services. Harnessing the power of smart technology and even smarter people, we’ve streamlined the approval process to secure over $1 billion in financing for small business owners to date.

Our expert Business Financing Advisors work within our 75+ Lender Marketplace in real time to give you easy access to the best low-interest SBA loans, short and long-term loans and business lines of credit, as well as a full suite of revenue-driving business services.

We strengthen local communities one small business loan at a time.

For every client we fund, we donate 10 meals to Feeding America!

FEDERAL

Agency / DepartmentResourceDetailsHow to applyURL
U.S. Small Business Administration (SBA)SBA Disaster Assistance

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). (3/14)

SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.

These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses without credit available elsewhere; businesses with credit available elsewhere are not eligible. The interest rate for non-profits is 2.75%.

Apply for assistance here: https://disasterloan.sba.gov/ela/https://www.sba.gov/disaster-assistance/coronavirus-covid-19
Small Business AdministationAutomatic deferment of previous SBA loans

U.S. Small Business Administration Administrator Jovita Carranza announced changes to help borrowers still paying back SBA loans from previous disasters. By making this change, deferments through December 31, 2020, will be automatic. Now, borrowers of home and business disaster loans do not have to contact SBA to request deferment.

TBA https://www.sba.gov/about-sba/sba-newsroom/press-releases-media-advisories/carranza-implements-automatic-deferment-existing-sba-disaster-loans-through-end-2020
USDa, HHS, FMAP, LaborFamilies First Coronavirus Response Act

Worker Protections — The package requires employers to provide two weeks paid sick leave and up to three months of paid family leave for employees affected by the virus, the cost of which could then be claimed by the employer as a tax credit.

TBA https://www.congress.gov/bill/116th-congress/house-bill/6201
Secretary of Health and Human ServicesHealthcare Waivers

The Secretary of Health and Human Services will be able to immediately waive provisions of applicable laws and regulations to give doctors, all hospitals, and healthcare providers maximum flexibility to respond to the virus and care for patients. (3/13).

No specific application process. https://www.whitehouse.gov/briefings-statements/remarks-president-trump-vice-president-pence-members-coronavirus-task-force-press-conference-3/
Department of EducationFederal Student Loan Relief

COVID-related guidance: If you’re having trouble making payments, contact your loan servicer as soon as possible. If you have a federal Perkins Loan, contact your school. You can easily avoid the consequences of delinquency or default by staying in touch with your servicer or school.

Your servicer or school can provide information about deferment or forbearance options that allow you to temporarily stop making payments on your loans. You may also be able to change to a different repayment plan that would give you a lower monthly payment.

Contact your loan servicer, or your school if you have a federal Perkins Loan. https://studentaid.gov/announcements-events/coronavirus

STATE / LOCAL

Alabama
U.S. Small Business Administration (SBA)SBA Disaster Assistance

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). (3/14)

SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.

These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses without credit available elsewhere; businesses with credit available elsewhere are not eligible. The interest rate for non-profits is 2.75%.

https://www.birminghamal.gov/2020/03/17/mayor-woodfins-15-million-covid-19-response-plan-approved-by-the-birmingham-city-council/
BIrmingham, AL Mayor's OfficeCOVID-19 Response Plan

March 17, 2020 – Mayor Randall L. Woodfin’s $15 million COVID-19 Response Plan to fund police, fire, public works and a stimulus program for small businesses affected by the pandemic passed the Birmingham City Council Tuesday night.

Apply for assistance here: https://disasterloan.sba.gov/ela/https://www.sba.gov/disaster-assistance/coronavirus-covid-19
Alaska
U.S. Small Business Administration (SBA)SBA Disaster Assistance

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). (3/14)

SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.

These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses without credit available elsewhere; businesses with credit available elsewhere are not eligible. The interest rate for non-profits is 2.75%.

Apply for assistance here: https://disasterloan.sba.gov/ela/https://www.sba.gov/disaster-assistance/coronavirus-covid-19
Arizona
U.S. Small Business Administration (SBA)SBA Disaster Assistance

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Apply for assistance here: https://disasterloan.sba.gov/ela/https://www.sba.gov/disaster-assistance/coronavirus-covid-19
Arkansas
U.S. Small Business Administration (SBA)SBA Disaster Assistance

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Apply for assistance here: https://disasterloan.sba.gov/ela/https://www.sba.gov/disaster-assistance/coronavirus-covid-19
AR Economic Development CommissionQuick Action Loan Program

Allocation of $4,000,000 from the Governor's Quick Action Closing Fund Eligible companies may apply for a loan or loan guaranty of up to $250,000.

Prioritize small to medium-sized companies that are in the supply chain of essential goods and services (including healthcare, food manufacturing, logistics)Community Development Block Grant (CDBG)

Up to $12 million in CDBG assistance will be made available for COVID19 relief and recovery. This money will be used to provide grants to eligible local governments with which to provide direct economic assistance in the form of loans to companies impacted by COVID19 and grants to clinics, hospitals and other non-profits who are working hard to provide care in rural Arkansas and to vulnerable populations such as the homeless. AEDC is undertaking necessary regulatory steps required by the federal government to implement this assistance. This page will be updated as more information becomes available.

For questions about ways AEDC can assist your business during this time, contact us by email or phone:

Email: COVID19.businessinfo@arkansasedc.com

Phone: 501-682-1121 or toll-free: 1-800-ARKANSAS

https://www.arkansasedc.com/covid19
California
CA Office of Small Business AdvocateSBA Funding & Loan Programs

IBank will issue loan guarantees up to 95 percent of the loan through its partner Financial Development Corporations to help small business borrowers who were impacted by disasters or public safety power shutoffs and who need term loans or lines of credit for working capital. Small businesses, including small farms, nurseries, agriculture-related enterprises and nonprofits that have suffered an economic loss Resources for Businesses and/or physical damage may apply. This disaster program will help lenders and small businesses by providing loan guarantees of up to $1 million for small business borrowers in declared disaster areas.

IBank is also offering loans from $500 to $10,000 to low-wealth entrepreneurs in the declared disaster and emergency areas through its Jump Start Loan Program.

Application criteria are listed here: https://www.ibank.ca.gov/small-business-finance-center/

Qualifying small business owners can apply for a loan guarantee or get additional information by contacting one of the participating Financial Development Corporations (FDCs): https://www.ibank.ca.gov/publications/fdc/

https://business.ca.gov/coronavirus-2019/
City of Los AngelesSmall Business Emergency Microloan Programs

The Small Business Emergency Microloan Program will provide loans of $5,000 to $20,000 for small business enterprises that have been affected by the COVID-19 outbreak.

Application criteria are listed here: http://ewddlacity.com/index.php/microloan-program/

Qualifying businesses can apply online via a secure login system: https://cloud.bmisw.com/CityOfLA/Account/Login?ReturnUrl=%2FCityOfLA%2FWorkflow%2FEnter%2FMicroloan_Begin

http://ewddlacity.com/index.php/microloan-program
Los Angeles Mayor's OfficeEconomic Relief Package

Mayor Eric Garcetti announced an $11 million economic relief package for small businesses impacted by the novel coronavirus (COVID-19).

https://www.lamayor.org/mayor-garcetti-announces-economic-relief-package-small-businesses-impacted-novel-coronavirus
San Francisco Office of Economic and Workforce DevelopmentCOVID-19 Small Business Resiliency Fund

Because of the disruptions that COVID-19 has created for our small business community, the COVID-19 Small Business Resiliency Fund was created. It allows impacted small business owners to access up to $10,000 for employee salaries and rent.

Eligible small businesses must have between 1 and 5 employees, show a loss of revenue of 25% or more, have less than $2,500,000 in gross receipts, and be engaged in activities that are regulated by the City and County of San Francisco and have a related license/permit.

The application form is here: https://oewd.org/file/17350

https://oewd.org/covid-19-small-business-resiliency-fund
San Francisco Office of the MayorPaid Sick Leave

London N. Breed announced a Workers and Families First Program to provide paid sick leave to private sector workers who have been impacted by the COVID-19 pandemic. This plan will include $10 million in public funding that will provide businesses with funding to provide an additional five days of sick leave pay to workers beyond their existing policies. The Workers and Families First Program will provide City financial assistance to businesses and nonprofits to provide additional paid sick leave time to employees, over and above their existing policies. All San Francisco businesses will be eligible, with up to 20% of funds reserved for small businesses with 50 or fewer employees. The City will contribute up to one week (40 hours) at $15.59 per hour (minimum wage) per employee, or $623 per employee. The employer will pay the difference between the minimum wage and an employee’s full hourly wage.

https://sfmayor.org/article/mayor-breed-announces-plan-provide-paid-sick-leave-workers-impacted-coronavirus
San Francisco Office of Economic and Workforce DevelopmentDefer business taxes and licensing fees

Defers business tax payment due to February 2021. No interest payments, fees, or fines will accrue as a result of the deferral. This benefit will be offered to business with up to $10 million in gross receipts, benefiting approximately 8,050 businesses with an average $5,400 tax payment deferral each.

Delays license fees for three months, with a further delay to be contemplated based on need. This will lead to $14 million in deferrals impacting 11,000 payees.

No special application needed. https://sfmayor.org/article/san-francisco-announces-measures-support-small-businesses-response-covid-19
San Francisco Public Utilities CommissionUtilities relief

San Francisco Public Utilities Commission (SFPUC) will no longer shut off water or power for delinquent payments, and that both the SFPUC and the San Francisco Municipal Transportation Agency (SFMTA) will no longer add penalties on to delinquent payments during the City’s Local Emergency response to coronavirus. These actions are part of the City’s response to reduce financial impacts on individuals during the COVID-19 pandemic.

No special application needed. https://sfmayor.org/article/san-francisco-suspend-power-and-water-shutoffs-waive-penalties-and-interest-delinquent
City of OaklandBusiness Tax Relief; Paid Sick Leave

In response to this crisis, the City’s Finance Department will waive late payment penalties for small businesses resulting from failure to file taxes due March 1, 2020 on time due to COVID-19. To apply for a payment plan or to seek waiver of penalties due to COVID-19, please call the customer service line at (510) 238-3704 or email BTwebsupport@oaklandca.gov

Small businesses can receive direct help from the City’s Business Assistance Center by visiting visit oaklandbusinesscenter.com and completing the online assessment form. Staff in the Business Assistance Center will then work directly with the business to connect them with Oakland’s many business support organizations that offer financial products, technical assistance and other services to help local small businesses sturdy themselves in face of the pandemic. Please visit oaklandbusinesscenter.com for the latest information

The City is reminding all workers and employers of Oakland’s voter-approved sick leave benefits. During the COVID-19 pandemic, it is important that workers have the ability to take paid time off when they are sick. Measure FF, voter-approved in November 2014, requires the accrual of paid sick leave for any individuals employed in Oakland. The minimum rate of accrual is one hour paid sick leave for every 30 hours worked. Employers with less than 10 employees must allow employees to accrue up to 40 hours of paid sick leave at a time and larger employers with 10 or more employees must allow employees to accrue at least 72 hours of paid sick leave. If an employee feels as if their paid sick leave accrual is not accurate, they should reach out to minwageoak@oaklandca.gov

Through the Keep Oakland Housed program, services are available to all Oakland residents who are at risk of losing their housing. In addition to emergency financial assistance to help with rent, utility payments, and other housing-related costs, the program also offers supportive services and legal representation for tenants with an active eviction lawsuit.

See details at left.https://www.oaklandca.gov/news/2020/city-of-oakland-outlines-small-business-workforce-support-to-mitigate-impacts-of-covid-19
Executive Department, State of CaliforniaExecutive Order

Governor Newsom is relaxing the state WARN Act requirements for businesses affected by COVID-19.

No special application needed.https://www.gov.ca.gov/wp-content/uploads/2020/03/3.17.20-EO-motor.pdf
U.S. Small Business Administration (SBA)SBA Disaster Assistance

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Apply for assistance here: https://disasterloan.sba.gov/ela/
Colorado
Denver Department of Housing Stability

The Temporary Rental and Utility Assistance program (TRUA) offers resources to Denver residents who are facing a housing crisis or hardship to help prevent eviction or displacement. You can get: Up to 80% of your rent paid and help paying utilities. (3/16)

The program is for Denver residents who earn $52,000 or less (individual) or $74,250 or less (household of 4). Assistance payments are made directly to the landlord or utility company. To apply, call 311 in-state and select option 6.

https://www.denvergov.org/content/denvergov/en/housing-information/resident-resources/stay-in-your-home/rent-utility-help.html
Denver Mayor's OfficeDenver SMB Relief Fund

Denver Mayor Michael Hancock said the city created a $4 million relief fund for small businesses and artists, who have essentially lost their livelihood due to the closure of restaurants and other gathering places in response to the novel coronavirus.

https://kdvr.com/news/mayor-announces-4-million-relief-fund-for-denver-businesses-hurt-by-coronavirus/
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Colorado

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Apply for assistance here: https://disasterloan.sba.gov/ela/
State of ColoradoRemoving Restrictions on Insurance Coverage for Restaurant Delivery Drivers

In an effort to protect these workers and their vehicles, the DOI’s emergency regulation 20-E-03 removes restrictions on two different types of auto insurance for the duration of Public Health Order 20-22. For restaurants that already have commercial automobile policies for drivers, the regulation allows those policies to cover new, unnamed drivers that will be put into delivery service during the COVID-19 emergency. If a restaurant does not have a commercial policy, the regulation allows employees to use their own personal auto insurance for their vehicle. The regulation removes the restriction for the restaurant employee’s personal insurance that would usually prevent commercial activity like food delivery. However, the regulation does not apply to workers who regularly deliver food or who work for other services not impacted by the restaurant closure that was part of Public Health Order 20-22.

Apply for assistance here: https://disasterloan.sba.gov/ela/ https://portal.ct.gov/Office-of-the-Governor/News/Press-Releases/2020/03-2020/Governor-Lamont-Announces-Connecticut-Businesses-Approved-to-Receive-Disaster-Assistance
Connecticut
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Connecticut

CT announced that SBA has approved its request for funding. Small businesses can learn more about the program and apply for financial assistance at www.sba.gov/disaster or call the SBA at 1-800-659-2955.

Small businesses with questions about this SBA loan program or other assistance provided at the state-level can call 860-500-2333 to speak directly with a DECD representative. Businesses can also stay informed on news and guidance related to COVID-19 and its impact on Connecticut by visiting the state’s dedicated coronavirus website at ct.gov/coronavirus. (3/16)

The program is for Denver residents who earn $52,000 or less (individual) or $74,250 or less (household of 4). Assistance payments are made directly to the landlord or utility company. To apply, call 311 in-state and select option 6.

https://www.denvergov.org/content/denvergov/en/housing-information/resident-resources/stay-in-your-home/rent-utility-help.html
State of ConnecticutConnecticut Recovery Bridge Loan Program

Governor Ned Lamont today announced that Connecticut small businesses and nonprofits that have been negatively impacted by the global spread of the COVID-19 pandemic can now apply for one-year, no-interest loans of up to $75,000 under the launch of a new program administered by the state’s Department of Economic and Community Development (DECD). The Connecticut Recovery Bridge Loan Program will make $25 million available to Connecticut businesses and nonprofits that have 100 or fewer employees to assist with cash flow. Loan amounts are up to the lesser of either three months operating expenses and/or $75,000.

https://portal.ct.gov/DECD/Content/Coronavirus-Business-Recovery/CT-Recovery-Bridge-Loan-Program
Delaware
Delaware Office of the GovernorHospitality Emergency Loan Program

Launched HELP (Hospitality Emergency Loan Program). Governor John Carney on Wednesday announced the Hospitality Emergency Loan Program (HELP) to provide financial relief for restaurants, bars and other hospitality industry businesses that employ thousands of Delawareans

https://news.delaware.gov/2020/03/18/governor-carney-announces-help-program-to-support-delaware-small-businesses/
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Delaware

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Apply for assistance here: https://disasterloan.sba.gov/ela/
Florida
Florida Department of Economic OpportunityEmergency Bridge Loan Program

Activated the Florida Small Business Emergency Bridge Loan Program to support small businesses impacted by COVID-19. The bridge loan program, managed by the Florida Department of Economic Opportunity (DEO), will provide short-term, interest-free loans to small businesses that experienced economic injury from COVID-19. The application period opens March 17, 2020 and runs through May 8, 2020.

Small business owners with two to 100 employees located in Florida affected by COVID-19 can apply for short-term loans up to $50,000. These loans are interest-free for up to one year and are designed to bridge the gap to either federal SBA loans or commercially available loans. To be eligible, a business must have been established prior to March 9, 2020 and demonstrate economic impacts as a result of COVID-19.

https://floridadisasterloan.org/
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Florida

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Apply for assistance here: https://disasterloan.sba.gov/ela/
Georgia
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Georgia

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Apply for assistance here: https://disasterloan.sba.gov/ela/https://gov.georgia.gov/press-releases/2020-03-19/georgia-receives-sba-statewide-disaster-declaration-applications-small
Hawaii
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Hawaii

Hawai‘i small businesses suffering financial losses due to the impact of COVID-19 can now file for low-interest working capital loans of up to $2 million from the SBA. The SBA approved a certification request submitted by Gov. David Ige, clearing the way for Hawai‘i small businesses to participate in the SBA’s Economic Injury Disaster Loan Assistance Program. The loans can be used to pay fixed debts, payroll and other bills that can’t be paid because of a disaster’s impact.

Apply for assistance here: https://disasterloan.sba.gov/ela/https://www.staradvertiser.com/2020/03/20/hawaii-news/federal-loans-available-to-hawaii-small-businesses-suffering-from-coronavirus-crisis-gov-david-ige-says/
Idaho
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Idaho

Following Governor Brad Little’s request, SBA announced it is now offering low-interest federal disaster loans for working capital to Idaho small businesses suffering substantial economic injury as a result of the 2019 novel coronavirus (COVID-19). Businesses may qualify for Economic Injury Disaster Loans of up to $2 million to help meet financial obligations and operating expenses that could have been met if the disaster had not occurred.

Areas eligible for SBA disaster loans related to COVID-19 include: Cassia, Clearwater, Fremont, Owyhee, Twin Falls.

Apply for assistance here: https://disasterloan.sba.gov/ela/https://gov.idaho.gov/pressrelease/idaho-small-businesses-impacted-by-coronavirus-can-now-access-federal-disaster-loans/
Illinois
U.S. Small Business Administration (SBA)SBA Disaster Assistance

Illinois businesses have statewide eligibility in a federal loan program, administered by the U.S. Small Business Administration. The low-interest loans offer up to $2 million in assistance per eligible small business or non-profit organization that applies. These loans can be used to pay fixed debts, payroll, accounts payable and other bills that cannot be paid due to the impact of the COVID-19 pandemic. The interest rate for businesses without credit available elsewhere is 3.75%, and the non-profit rate is 2.75%. According to the Small Business Administration, loans are available with long-term repayments to keep payments affordable, up to a maximum of 30 years.

Apply for assistance here: https://disasterloan.sba.gov/ela/https://www2.illinois.gov/sites/coronavirus/Resources/Pages/EconomicAssistance.aspx
Illinois Department of Commerce and Economic Opportunity)Hospitality Emergency Grant Program

The Hospitality Emergency Grant Program provides $14 million drawn from funds originally budgeted for job training, tourism promotion, and other purposes to help hospitality businesses make ends meet in the midst of the COVID-19 pandemic. Grant funds are available to support working capital like payroll and rent, as well as job training, retraining, and technology to support shifts in operations, like increased pick-up and delivery.

https://us.accion.org/news/covid-19-hospitality-business-grant-program/
City of ChicagoChicago Small Business Resiliency Fund

As a response to this challenge, the City is establishing a $100 million Chicago Small Business Resiliency Fund, which will help to provide small businesses with emergency cash flow during this immediate health crisis. Funds will be provided to eligible businesses as low-interest loans.

The loan terms will follow the guidelines below:

  1. Repayment Term: Low-interest loans for a term of up to five years.
  2. Loan Amount: Up to $50,000 but sized based on revenues before the COVID-19 outbreak.
  3. Loan Proceeds: Proceeds are required to be used for working capital. At least 50% of proceeds should be applied toward payroll and commitment to retain the workforce at 50% of pre-COVID-19 levels.

To be eligible, businesses must meet the following requirements:

- Suffered more than 25% revenue decrease due to COVID-19

- Employ fewer than 50 employees and have gross revenues of less than $3 million in 2019

- Provide a City business address or City business license

- No pre-existing tax liens or legal judgments

In addition, please be prepared to provide the following information:

- Bank statements dating back to October 2019

- Your most recent tax return

- Photo ID (CityKey will be accepted)

Compelte this form to apply: https://www.surveymonkey.com/r/COVID19Chicago

https://6e571938-a0c1-4a2b-8c10-a72aa788b087.filesusr.com/ugd/4b33ae_d370bb1fd1ae41faa6ae6487e04c140c.pdf
Indiana
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Indiana

Indiana small businesses are eligible for financial assistance under a disaster designation by the U.S. Small Business Administration (SBA). This declaration is in response to a formal request Gov. Holcomb submitted with the SBA on Tuesday, seeking assistance through the organization’s Economic Injury Disaster Loan program for small businesses impacted by the COVID-19 outbreak in Indiana.

Apply for assistance here: https://disasterloan.sba.gov/ela/https://calendar.in.gov/site/gov/event/gov-holcomb-announces-small-business-assistance-in-response-to-covid-19/
Indiana Small Business Development CenterSBA Consulting and Training related to COVID 19

Free business advising and application assistance for small businesses impacted by the COVID-19 outbreak.

Gener8tor is hosting emergency one-week virtual programs for small businesses affected by the COVID-19 outbreak. These programs will feature daily webinars designed to identify, understand and help small businesses secure resources to withstand the current crisis. One-on-one office hours will also be available. Register here.

https://calendar.in.gov/site/gov/event/gov-holcomb-announces-small-business-assistance-in-response-to-covid-19/
Iowa
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Iowa

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Apply for assistance here: https://disasterloan.sba.gov/ela/
State of IowaIowa Small Business Relief Fund

On Monday, March 23, Governor Reynolds announced a new Iowa Small Business Relief Program that will provide financial assistance to small businesses and tax deferrals to any Iowa businesses that have been economically impacted by the COVID-19 pandemic. Application deadline is Tuesday, March 31, at 12 p.m.

https://www.iowaeconomicdevelopment.com/our-agency-detail-resources/6710
Iowa Small Business Development CentersSmall Business Development Counseling

Counselors are available to help you navigate through the COVID-19 crisis. Learn more here: http://iowasbdc.org/covid-19/

http://iowasbdc.org/covid-19/
Kansas
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Kansas

Governor Laura Kelly announced today that the U.S. Small Business Administration approved her request to make loans of up to $2 million available to small businesses disrupted by coronavirus. The disaster declaration extends to all 105 Kansas counties, making low-interest federal disaster loans for working capital available for Kansas small businesses suffering substantial economic injury.

Apply for assistance here: https://disasterloan.sba.gov/ela/https://www.kansascommerce.gov/2020/03/kansas-small-businesses-eligible-for-disaster-loans-from-the-small-business-administration/
Kentucky
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Kentucky

The SBA has updated the Disaster Declaration website to include all counties in Kentucky. Business owners can now begin the online application for the Economic Injury Disaster Loan from the SBA website. Click Here to begin the online application for an SBA Economic Injury Disaster Loan. The U.S. Small Business Administration (SBA) has designated COVID-19 as a qualifying event for the provision of Economic Injury Disaster Loans (EIDL) for businesses and private non-profits in declared zones (every county in Kentucky).

Apply for assistance here: https://disasterloan.sba.gov/ela/https://www.ksbdc.org/coronavirus
Kentucky SBDCBusiness Coaching

For your convenience and to comply with social distancing guidelines, our business coaches are available to meet via Zoom web conference, email, or a simple phone call to help you develop a plan of action for your business.

https://www.ksbdc.org/coronavirus
Louisiana
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Louisiana

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Apply for assistance here: https://disasterloan.sba.gov/ela/https://neworleanscitybusiness.com/blog/2020/03/19/sba-louisiana-businesses-will-be-eligible-for-covid-19-disaster-loans/
New Orleans Business AllianceGig Economy Relief Fund

NOLABA is committing $100,000 to initiate the fund, with a goal of increasing the fund assets to a minimum of $500,000. We have issued a charge across the community to encourage business leaders, philanthropy, and concerned New Orleanians to contribute to increase the potential reach and impact of this relief effort.

Click here for eligibility requirements and an application: https://www.nolaba.org/relief-fund/https://www.nolaba.org/relief-fund/
Greater New Orleans FoundationDisaster Response and Restoration Fund

Due to the impact of the new coronavirus (COVID-19) Pandemic, the Greater New Orleans Foundation has activated its Disaster Response and Restoration Fund to provide assistance to those who are most in need.

https://www.gnof.org/
Louisiana Economic DevelopmentHelp Desk for Louisiana Businesses

Gov. John Bel Edwards and Secretary Don Pierson of Louisiana Economic Development announced the opening of an LED help desk that provides email and hotline support for Louisiana businesses impacted by COVID-19. For COVID-19 business questions, LED may be reached at LEDbiz@la.gov or via the toll-free hotline, (833) 457-0531. The COVID-19 hotline is staffed from 8 a.m. to 8 p.m. Monday through Friday. Be aware that high call volumes might result in delays. Callers are encouraged to keep trying, leave a voice mail or contact LED via email.

https://gov.louisiana.gov/index.cfm/newsroom/detail/2437
Maine
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Maine

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). Maine is now eligible for the Economic Injury Disaster Loans program, which can provide up to $2 million to small businesses.

Apply for assistance here: https://disasterloan.sba.gov/ela/
The Finance Authority of Maine (FAME) & SBASpecial Loans and Loan Insurance

The Finance Authority of Maine (FAME) is partnering with the U.S. Small Business Administration (SBA) and local Maine lenders to offer special, limited time loans and loan insurance to eligible Maine businesses affected by COVID-19.

FAME and participating lenders will make special terms available to Maine-based businesses that have experienced interruption or hardship due to COVID-19. Various benefits include: loans up to $50,000 offered at reduced interest rates; interest-only payments; up to 75% pro-rata loan insurance on loans up to $100,000; interim financing in conjunction with the SBA wherein FAME makes loan proceeds available while approved SBA borrowers await federal funding.

https://www.famemaine.com/business/programs/covid-19-relief-loan-programs/
Office of the GovernorSupport for Small Businesses

The Governor encourages Maine people to safely support local businesses through efforts like PayitForwardMaine while being mindful of crucial physical distancing guidelines and using online transactions or pickup and delivery services.

http://payitforwardmaine.com/
Maryland
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Maryland

Currently, businesses in Montgomery County and Prince George's County are eligible to apply for assistance as part of the Capital Region - visit SBA's website to apply now. Once the state of Maryland receives official designation, individual businesses can then apply directly to the SBA for loans. We will update this section as we receive more information.

Apply for assistance here: https://disasterloan.sba.gov/ela/https://businessexpress.maryland.gov/coronavirus
Massachusetts
Massachusetts Baker-Polito AdministrationSmall Business Recovery Loan Fund

Announced economic support for small businesses with a $10 million loan fund to provide financial relief to those that have been affected by COVID-19.

To be eligible, businesses (includes nonprofits) must be Massachusetts-based, impacted by COVID-19, and have under 50 full- and part-time employees. Businesses must have been profitable as of 3/10/20, with no adverse personal credit reports 60 days past due for the past 6 months. Loans are immediately available with no payments due for 6 months

Application info here: https://www.empoweringsmallbusiness.org/what-we-offer/emergency-loan-funds/covid-19-loan-fund

https://www.mass.gov/news/baker-polito-administration-announces-10-million-small-business-recovery-loan-fund
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Massachusetts

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Apply for assistance here: https://disasterloan.sba.gov/ela/
Michigan
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Michigan

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). Governor Whitmer announces SBA loans now available for small businesses impacted by COVID-19

Apply for assistance here: https://disasterloan.sba.gov/ela/https://www.michigan.gov/whitmer/0,9309,7-387-90499_90640-522317--,00.html
Michigan Economic Development CorporationMichigan Small Business Relief Program Funding

Application Process Now Live for Michigan Small Business Relief Program Funding. Michigan’s small businesses impacted by the COVID-19 virus can now apply for grants and loans through the Michigan Small Business Relief Program, the Michigan Economic Development Corporation announced today. The program will provide up to $20 million in grants and loans to provide economic assistance to Michigan’s small businesses that have been negatively impacted by the COVID-19 virus, and in turn help support workers and their families facing economic uncertainty during the outbreak. Information on how to apply, as well as eligibility criteria, is available at www.michiganbusiness.org/covid19.

https://www.michigan.gov/coronavirus/0,9753,7-406-98158-523333--,00.html
Minnesota
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Minnesota

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Apply for assistance here: https://disasterloan.sba.gov/ela/
Mississippi
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Mississippi

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Apply for assistance here: https://disasterloan.sba.gov/ela/
Missouri
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Missouri

The U.S. Small Business Administration approved Missouri’s request for assistance through the federal agency’s disaster loan program. This move makes low interest disaster loans available to small businesses and private non-profits severely impacted by the Coronavirus (COVID-19).

Apply for assistance here: https://disasterloan.sba.gov/ela/https://ded.mo.gov/content/sba-approves-disaster-declaration-missouri
Nebraska
City of OmahaOmaha COVID-19 Response Fund

Fund to provide flexible resources to organizations in the metro area working with communities who are disproportionately impacted by coronavirus and the economic consequences of this outbreak

If immediate assistance is needed, contact the United Way: https://www.unitedwaymidlands.org/2-1-1/https://omahafoundation.org/community/covid-19-response-fund/
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Nebraska

Governor Pete Ricketts welcomed news that the Small Business Administration (SBA) has issued a statewide economic injury declaration for Nebraska. The declaration qualifies small businesses throughout the state to apply for SBA disaster assistance loans.

Apply for assistance here: https://disasterloan.sba.gov/ela/https://governor.nebraska.gov/press/gov-ricketts-announces-eligibility-nebraska-businesses-apply-sba-disaster-loans
State of NebraskaResources for Bars & Restaurants

Governor Pete Ricketts issued an executive order to provide relief to restaurants and bars as they continue to serve Nebraskans during the coronavirus 2019 disease (COVID-19) pandemic. The Governor’s executive order will permit restaurants and bars statewide greater flexibility to serve Nebraskans during the current public health emergency. The changes generally make it easier for establishments to sell alcohol via take-out, delivery, or drive-thru/curbside, expanding the period for temoporary licenses, waviing excise tax penalties, and more time to pay for wine and spirit deliveries.

https://governor.nebraska.gov/press/gov-ricketts-issues-executive-order-provide-relief-restaurants-and-bars-during-covid-19?fbclid=IwAR3oCygesCqTO_qtDuA2mnE_OTRK3glyk0I3MX3S8HdNInHknt2w_Tk1fo0
Nebraska Department of Economic DevelopmentCDBG Resources to Assist Businesses Impacted by COVID-19

The Nebraska Department of Economic Development (DED) has allocated Community Development Block Grant (CDBG) funds to assist qualified businesses that have been impacted by the COVID-19 outbreak. The guide outlines eligible activities for providing loans or grants to private, for-profit entities to support a range of eligible activities that prevent and respond to the spread of infectious diseases such as the coronavirus disease 2019 (COVID-19). Activities include:

- Supporting new businesses or business expansion to create jobs and manufacture medical supplies necessary to respond to infectious disease.

- Avoid job loss caused by business closures related to social distancing by providing short-term working capital assistance to small businesses, to enable retention of jobs held by low- and moderate-income (LMI) persons.

https://opportunity.nebraska.gov/nded-covid19/#CDBG
Nevada
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Nevada

Small businesses, private non-profit organizations, small agricultural cooperatives, and small aquaculture enterprises that have been financially impacted may qualify for Economic Injury Disaster Loans of up to $2 million to help meet financial obligations and operating expenses.

Apply for assistance here: https://disasterloan.sba.gov/ela/https://www.fox5vegas.com/coronavirus/nevada-is-one-of-first-states-to-receive-approval-for/article_058ca712-6964-11ea-a0e2-db985b5d6135.html
New Hampshire
U.S. Small Business Administration (SBA)SBA Disaster Assistance - New Hampshire

Governor Chris Sununu announced that the U.S. Small Business Administration (SBA) approved New Hampshire’s application for SBA Economic Injury Disaster Loans, which will help small businesses overcome loss of revenue due to the COVID-19 outbreak. According to the SBA, the loans offer up to $2 million in assistance for small businesses and may be used to pay fixed debts, payroll, accounts payable and other bills that can't be paid because of the disaster's impact.

Apply for assistance here: https://disasterloan.sba.gov/ela/https://www.governor.nh.gov/news-media/press-2020/20200318-covid-10-sba-declaration.htm
New Jersey
U.S. Small Business Administration (SBA)SBA Disaster Assistance - New Hampshire

New Jersey’s approval means businesses can apply for federal disaster loans of up to $2 million, with interest rates capped at 3.5 percent, for the inevitable economic injury they will suffer as a result of the COVID-19 outbreak.

Apply for assistance here: https://disasterloan.sba.gov/ela/https://njbiz.com/trump-admin-approves-njs-bid-small-business-disaster-loans/
Economic Development AgencyEmergency Business Grants

The New Jersey Economic Development Authority (NJEDA) Board today approved a suite of new programs designed to support businesses and workers facing economic hardship due to the outbreak of the novel coronavirus COVID-19.

The package of initiatives includes a grant program for small businesses, a zero-interest loan program for mid-size companies, support for private-sector lenders and Community Development Financial Institutions (CDFIs), funding for entrepreneurs, and a variety of resources providing technical support and marketplace information. Taken together, they will provide more than $75 million of State and private financial support, with the opportunity to grow to more than $100 million if additional philanthropic, State, and federal resources become available. The initiatives will support between 3,000 and 5,000 small and midsize enterprises and are meant to complement recently announced federal economic recovery initiatives.

https://www.njeda.com/Press-Room/News-Articles/Press-Releases/NJEDA-Announces-New-Initiatives-to-Support-Busines
New Mexico
U.S. Small Business Administration (SBA)SBA Disaster Assistance - New Mexico

In New Mexico, "the SBA is offering low-interest federal disaster loans up to $2M for working capital to small businesses and non-profit organizations suffering substantial economic injury as a result of COVID-19."

Apply for assistance here: https://disasterloan.sba.gov/ela/ https://www.governor.state.nm.us/2020/03/17/state-secures-sba-disaster-loan-assistance-for-businesses-affected-by-covid-19/
New Mexico Economic Development DepartmentCOVID-19 Business Loan Guarantee Program

The New Mexico Economic Development Department (NMEDD) has created a program to assist businesses seeking emergency loans or lines of credit to deal with negative economic impacts from COVID-19. NMEDD can guarantee a portion of a loan or line of credit up to 80% of principal or $50,000. Loan proceeds are flexible and can be used for (and not limited to) the following: working capital, inventory and payroll.

https://www.newmexico.gov/2020/03/13/new-mexico-offers-new-loan-program-priority-assistance-to-virus-impacted-businesses/
State Investment CouncilNew Mexico Recovery Fund

The New Mexico State Investment Council voted unanimously Tuesday to immediately pump up to $100 million from one of the state’s large permanent funds into a newly formed New Mexico Recovery Fund, which will provide discounted, short-term loans to businesses struggling to stay afloat during the coronavirus crisis.

https://www.abqjournal.com/1436013/sic-approves-creation-of-100-million-nm-recovery-fund.html
New Mexico Coalition of Community FoundationsRelief Fund

Gov. Michelle Lujan Grisham announced a new fund established by the New Mexico Coalition of Community Foundations to help New Mexico respond to and eventually recover from the COVID-19 pandemic. The All Together NM Fund will provide a phased response to the pandemic. First, it will address immediate needs in New Mexico communities, including:

- Procurement of food and medical and cleaning supplies for at-risk communities

- Support for childcare workers who are supporting our front-line employees

- Grants to address income insecurity among smaller businesses and employees affected by COVID-19 disruptions

https://www.governor.state.nm.us/2020/03/26/new-statewide-fund-to-respond-to-covid-19-launches-with-over-1-1-million/
New York
New York CityBusiness Solutions Center

"Mayor Bill de Blasio announced on March 8 that the City will provide relief for small businesses across the City seeing a reduction in revenue because of COVID-19. Businesses with fewer than 100 employees who have seen sales decreases of 25% or more will be eligible for zero interest loans of up to $75,000 to help mitigate losses in profit.

The City is also offering small businesses with fewer than 5 employees a grant to cover 40% of payroll costs for two months to help retain employees. Eligible owners who would like to learn more about these programs should fill out our interest form."

Click here to fill out loan assistance interest form: https://www.surveymonkey.com/r/N336ZYB

Click here for information about the employee retention grant (including eligibility requirements), and to apply: https://www1.nyc.gov/nycbusiness/article/nyc-employee-retention-grant-program

https://www1.nyc.gov/site/sbs/businesses/covid19-business-outreach.page
U.S. Small Business Administration (SBA)SBA Disaster Assistance - New York

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Apply for assistance here: https://disasterloan.sba.gov/ela/
State of New YorkInsurance Premium Relief

For a 90-day period, New Yorkers experiencing financial hardship due to COVID-19 may defer paying life insurance premiums. Late payments will be payable over a one-year period. Additionally, consumers and small businesses experiencing Coronavirus-related financial hardship may defer paying premiums for property and casualty insurance for a 60-day period. This includes auto, homeowners, renters and other kinds of insurance. (No late fees will be assessed and there will be no negative impact to your credit.)

https://www.governor.ny.gov/news/amid-ongoing-covid-19-pandemic-governor-cuomo-announces-completion-first-1000-bed-temporary
North Carolina
U.S. Small Business Administration (SBA)SBA Disaster Assistance

The U.S. Small Business Administration granted Governor Roy Cooper’s request for a disaster declaration for small businesses that are suffering economic losses due to the new Coronavirus, COVID-19.

Apply for assistance here: https://disasterloan.sba.gov/ela/https://www.ncdhhs.gov/news/press-releases/us-small-business-administration-grants-governor-cooper%E2%80%99s-request-disaster
North Dakota
North Dakota Department of Commerce - Economic Development and FInanceDevelopment loan relief and additional resources for small businesses

The North Dakota Development Board voted March 19, 2020, to suspend all payments, both principal and interest for all outstanding NDDF loans for 30 days, effective today.

Additioanly, the new deadline is July 31 for both the Main Street Initiative Partners in Planning and the Main Street Vibrancy Grants. More information is available at nd.gov/living-nd/main-street-nd.

https://www.business.nd.gov/resources/COVID19BusinessandEmployerResources/FinancialResources/
U.S. Small Business Administration (SBA)SBA Disaster Assistance - New Dakota

The North Dakota Department of Commerce today announced that the Small Business Administration (SBA) has declared an economic disaster in North Dakota in response to the recent novel coronavirus (COVID-19) health crisis.

The declaration makes available Economic Injury Disaster Loans (EIDL) for businesses suffering substantial economic injury due to the COVID-19 pandemic.

Apply for assistance here: https://disasterloan.sba.gov/ela/https://www.nd.gov/news/small-business-administration-declares-economic-disaster-funds-north-dakota
North Dakota Development Fund Loans Primary Sector BusinessesLoans

Loans and equity investments are available to companies certified as primary sector under the North Dakota Development Fund, Revolving Rural Loan Fund and the Venture Capital Program:

Up to $1 million

Lower than market interest rate

Can be in the form of a loan or equity investment

Funding can be used for working capital, equipment or real estate

https://ndresponse.gov/covid-19-resources/covid-19-business-and-employer-resources/covid-19-financial-resources/state
Rural Growth Incentive Program Emergency LoansLoans

Under this program, the Department may declare an emergency and make loans to “Essential Service Companies.” These include gas stations; pharmacies; grocers and, in some cases, restaurants.

Communities with less than 2,500 in population are eligible

The request to North Dakota Development Fund is a dollar-for-dollar match by the city

A community can apply for $25,000 to $75,000 in matching funding

Loan terms are based on individual needs

https://ndresponse.gov/covid-19-resources/covid-19-business-and-employer-resources/covid-19-financial-resources/state
Childcare Loan ProgramLoans

Loans to certified daycares to ensure continuity.

Up to $100,000

2.5% interest rate

https://ndresponse.gov/covid-19-resources/covid-19-business-and-employer-resources/covid-19-financial-resources/state
Department of Human ServicesChildcare emergency operating grant

North Dakota launched a Childcare Emergency Operating Grant for providers who prioritize the children of health/safety/lifeline worker households.

http://www.nd.gov/dhs/info/covid-19/docs/child-care-op-grant-overview.pdf
Ohio
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Ohio

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Apply for assistance here: https://disasterloan.sba.gov/ela/
Ohio Bureau of Workers' CompensationWorkers' compenation payment deferral

Ohio Bureau of Workers’ Compensation will allow businesses to defer payments until at least June 1. This is for public and private employers. BWC will not lapse (cancel) coverage or assess penalties for amounts not paid because of the coronavirus (COVID-19) pandemic.

https://info.bwc.ohio.gov/wps/portal/bwc/site/news-and-events/covid-19bwcfaqs-032020//
Ohio Department of InsuranceExpanded coverage for employer-provided health care eligibility

Insurers must permit employers to continue covering employees under group policies even if they would otherwise become ineligible due to reduced hours, regardless of any actively at work or similar policy requirements. Insurers are prohibited from increasing premium rates due to decreased enrollment/participation as a result of COVID-19. All insurers must give the option to defer premium payments, interest free, for up to 60 calendar days from its original due date. For ERs with 20+ EEs, as long as one person remains actively employed, eligible EEs may elect to continue COBRA coverage. EEs who lose coverage are eligible for special enrollment period to enroll in new coverage, and premium subsidies may be available.

https://iop-odi-content.s3.amazonaws.com/static/Legal/Bulletins/Documents/2020-03.pdf/
City of LakewoodLakewood OH Economic Developemnt Fund

The city of Lakewood has announced the creation of a small business rent relief fund to "support the vibrancy of Lakewood’s commercial corridors” during the crisis.

“In addition to the federal and state programs available to support small businesses, this program aligns with the City’s Community Vision in its goal to strengthen economic development efforts to increase commercial occupancy,” said a statement announcing the fund

Supported by the City’s Economic Development Fund and federal Community Development Block Grant (CDBG) funds, businesses can apply for grants of up to $3,000 to cover rent payments for one month.

onelakewood.com/covid19businessresources/
Oklahoma
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Oklahoma

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Apply for assistance here: https://disasterloan.sba.gov/ela/
Executive OrderOccupational licensing

OK is extending all occupational licenses issued by any agency, board or commission that would expire during this emergency until 14 days after the emergency ends.

https://www.sos.ok.gov/documents/executive/1914.pdf
Oregon
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Oregon

The U.S. Small Business Administration has approved Oregon's governor's request for a disaster declaration, unlocking low-interest disaster loans for small businesses in those states. Congress recently approved up to $7 billion in SBA disaster loans for businesses impacted by COVID-19.

Apply for assistance here: https://disasterloan.sba.gov/ela/
Business Oregon

Economic planning resources and a long list of potential funding sources available to Oregon small businesses.

http://www.oregon4biz.com/Coronavirus-Information/
Beaverton, OREmergency Relief Fund for Small Businesses

Emergency assistance for Beaverton businesses directly impacted by a government-ordered, mandatory changes in service guidelines to assist with rental or mortgage payment during the COVID-19 pandemic.

https://www.beavertonoregon.gov/EmergencyBizAssistance
Portland, ORJade District-Old Town COVID-19 Small Business Response Fund

In Portland, small businesses in the Jade District and Old Town Chinatown neighborhoods can apply for emergency funding to support their businesses by March 23. Up to $190,000 total is available from local government sources. Priority will be given to Asian- and Pacific Islander-owned businesses.

https://www.apano.org/jade-district-covid-19-small-business-response-fund/https://www.apano.org/jade-district-covid-19-small-business-response-fund/
Portland, ORProsper Portland

Prosper Portland is prepared to offer a three-month deferral of loan payments to its existing borrowers who request it and whose business have experienced a decline in revenue of 10% or more. Prosper is prioritizing public-facing businesses with annual revenues under $1 million. Contact Prosper about your existing loan by emailing lending@prosperportland.us. Prosper is also offering rent relief to its commercial tenants. For businesses that have experienced a decline in revenue of 10% or more, Prosper is prepared to provide a three-month deferral of rent payments for April, May and June 2020.

https://prosperportland.us/covid-19-business-resources/https://prosperportland.us/covid-19-business-resources/
Hillsboro, OREmergency business support grants and emergency loans for entrepreneurs and SMBs

Starting Monday, March 23, Hillsboro business owners who have been financially impacted by the COVID-19 health and economic crisis will be able to apply for assistance from the City of Hillsboro using the city’s website. The new resources include:

$500,000 in Emergency Business Support Grants — The city will provide grants of up to $5,000 to small businesses and entrepreneurs affected by the coronavirus and containment measures. To qualify, businesses must have a facility located in Hillsboro and a current Hillsboro business license. Priority will be given to businesses with 10 employees or fewer; businesses that are a food and drink establishment, education or daycare facility, or businesses that rely on larger gatherings of people; and businesses that are open and operational, or are closed due to forced closure. $500,000 in Emergency Loans for Small- and Medium-Sized Businesses — The city is working to set up a low-interest loan program for small- and medium-sized businesses in need of financial support because of COVID-19 containment efforts and government directives for closure or operational curtailment. Details are still being finalized.

https://www.hillsboro-oregon.gov/Home/Components/News/News/10503/44https://www.hillsboro-oregon.gov/Home/Components/News/News/10503/44
Pennsylvania
City of Philadelphia and PIDCResources for Small Business owners

We recognize the impact these restrictions will have on businesses. The following organizations are providing assistance:

PECO is suspending fees for delays in bills and service shut offs for the next three months. Philadelphia Gas Works and Philadelphia Water Department will also suspend service shut offs. KIVA has increased size of no interest loans available.

Impact Loan Fund is preparing to offer a payment moratorium to businesses in need. Philly VIP will continue to remotely match businesses with Pro Bono legal services.The Business Center is offering its courses online, and encourages businesses in need of assistance in moving services online to contact them.

The Small Business Administration’s (SBA) Economic Injury Disaster Loans offer up to $2 million in assistance and can provide vital economic support to small businesses to help overcome the temporary loss of revenue. What to expect next The City and the Philadelphia Industrial Development Corporation (PIDC) are developing a program to support small businesses in Philadelphia. It will include help with maintaining payroll obligations and preserving jobs impacted by the spread of COVID-19.

The program will include a mix of new grants and zero-interest loans for businesses that make under $5 million in annual revenue. PIDC will continue to offer its existing lending programs for small and midsize businesses on flexible terms to provide working capital, fund contract receivables, refinance high-interest debt, and meet other needs.

https://www.phila.gov/2020-03-17-non-essential-businesses-to-close-for-at-least-two-weeks/
Pennsylvania Department of Community and Economic DevelopmentResources for small business loans

Staff at the Pennsylvania Department of Community and Economic Development (DCED), as well as local partner networks, are available to help businesses through this challenging time.

https://dced.pa.gov/resources/
Pennsylvania Industrial Development Authority (PIDA)Small Business First Fund

The Pennsylvania Industrial Development Authority (PIDA) will administer the Small Business First Fund with $61 million available initially for business assistance, according to a news release from state Sen. Lisa Boscola.

Funds through this emergency response fund will be used for working capital loans of up to $100,000 directly to small businesses and hopefully nonprofits (those that employ 100 or fewer persons), Boscola said. The interest rate is currently 3%, however the PIDA board can adjust the interest rates to as low as 0%.

https://dced.pa.gov/programs/covid-19-working-capital-access-program-cwca/
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Oregon

Disaster declarations by the U.S. Small Business Administration (SBA) have made low-interest loans available to eligible small businesses and nonprofits struggling in the face of the coronavirus

Pennsylvania Gov. Tom Wolf announced Thursday the assistance is available across all 67 counties

Apply for assistance here: https://disasterloan.sba.gov/ela/
Department of Labor and IndustryUnemployment Compensation charge waiver

Employers can request disaster-related relief from charges. If an individual’s unemployment is directly caused by a major natural disaster declared by the President pursuant to section 102(1) of the Disaster Relief Act of 1970 (P.L. 91-606) and such individual would have been eligible for disaster unemployment assistance as provided in section 240 of that act with respect to such unemployment but for the receipt of unemployment compensation, the employer may request relief from charges and may receive such relief to a maximum of the eight weeks immediately following the President’s declaration of emergency.

https://www.pachamber.org/assets/pdf/coronavirus/COVID-19_FAQ_sheet.pdf?215c8f78616b74424ee2a19e15bb4b4f
Rhode Island
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Rhode Island

The U.S. Small Business Administration announced it is offering low-interest federal disaster loans for working capital to Rhode Island small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Apply for assistance here: https://disasterloan.sba.gov/ela/https://commerceri.com/covid-19/
Pawtucket, RISmall business loan resources

Pawtucket, RI has emergency loan resources for local small businesses

http://www.pawtucketri.com/business-pawtucket
South Carolina
U.S. Small Business Administration (SBA)SBA Disaster Assistance - South Carolina

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Apply for assistance here: https://disasterloan.sba.gov/ela/
Columbia, SCForgivable small business loans

Columbia Mayor Steve Benjamin on March 23 outlined a $6 million COVID-19 emergency economic stimulus package. It includes $500,000 for zero-interest forgivable loans for small businesses with fewer than 100 employees and allows bars and restaurants to delay and avoid penalties for hospitality tax payments through June.

https://mailchi.mp/2d58f6e485e0/city-council-covid-19-precautionary-measures-4992392?e=00879a07c6
South Dakota
U.S. Small Business Administration (SBA)SBA Disaster Assistance - South Dakota

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Apply for assistance here: https://disasterloan.sba.gov/ela/https://news.sd.gov/newsitem.aspx?id=26516
Tennessee
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Tennessee

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Apply for assistance here: https://disasterloan.sba.gov/ela/https://www.sba.gov/offices/district/tn/nashville
Department of Human ServicesChildcare Center Relief Fund

Licensed day cares impacted by the coronavirus outbreak can now file an application for grant money through the Tennessee Department of Human Services. Last week, Governor Bill Lee announced the state would make $10 million available for child care agencies negatively impacted by recent closures. “The COVID-19 emergency and recent tornado disaster have combined to create substantial challenges for our child care partners,” said TDHS Commissioner Danielle W. Barnes. “These grants will provide the assistance agencies need to sustain critical staff and operations resources as they respond to and recover from these events. Parents, businesses, and children all depend on quality early childhood education that’s safe and healthy.”

https://www.tn.gov/content/dam/tn/human-services/documents/Guidance-FAQs-3.17.20.pdf (https://www.childcaretennessee.com/utility-pages/log-in/?redirectUrl=/other-resources/new-noteworthy/)
Texas
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Texas

Governor Greg Abbott today announced that the U.S. Small Business Administration (SBA) has included the entire state of Texas in its Economic Injury Disaster Declaration and granted access to its Economic Injury Disaster Loan (EIDL) program, which will provide long-term, low-interest loans to qualifying businesses across the state.

Apply for assistance here: https://disasterloan.sba.gov/ela/https://gov.texas.gov/news/post/governor-abbott-announces-approval-of-emergency-designation-for-small-business-disaster-loans-from-u.s-small-business-administration
Utah
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Utah

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Apply for assistance here: https://disasterloan.sba.gov/ela/
State of UtahLiquor Buyback

Facilitate returns of product to the Department of Alcoholic Beverage Control by licensees impacted by recent health orders.

https://governor.utah.gov/2020/03/19/governor-issues-executive-orders-to-help-government-function-optimally-amid-adjustments-to-slow-spread-of-covid-19/
Sale Lake CityEmergency Loan Program for Small Businesses

Up to $20,000 per loan 0% fixed interest rate for 5 years.

https://coronavirus.utah.gov/business/
Vermont
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Vermont

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Apply for assistance here: https://disasterloan.sba.gov/ela/
Virginia
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Virginia

Virginia has officially received an Economic Injury Disaster Loan declaration from the U.S. Small Business Administration (SBA). Small businesses and non-profits located throughout the state can now apply for a loan of up to $2 million from the SBA to pay fixed debts, payroll, accounts payable, and other expenses.

Apply for assistance here: https://disasterloan.sba.gov/ela/https://www.virginia.gov/coronavirus-updates/
Washington
State Department of Revenue (DOR)COVID-19 resource list for impacted Washington businesses and workersThe Washington State Department of Revenue (DOR) can work with impacted companies that request an extension on tax filing. The law grants the Department authority to extend the due date for excise tax returns. DOR may also waive penalties under limited circumstances if a business is late in paying its tax obligation. The law also grants the Department authority to provide a one-time, 24 month, late payment penalty waiver if the business has not owed a late payment penalty during the previous 24 months. DOR may also work with businesses that cannot file or pay their taxes on time if they are impacted by a declared state of emergency. When a state of emergency or disaster has been officially declared, affected businesses that owe Washington taxes may qualify for:

- A filing extension for excise tax returns (without the limitations described above); and/or
- A late payment penalty waiver request (without the limitations described above)
Contact DOR at (360) 705-6705 for a tax filing extension, or to waive late filing penalties.https://www.governor.wa.gov/issues/issues/covid-19-resources/covid-19-resources-businesses-and-workers
SeattleCreation of Small Business FundSeattle Mayor Jenny A. Durkan announced a $2.5 million City of Seattle fund to invest directly in small businesses financially impacted by COVID-19. The fund is an expansion of the Office of Economic Development’s (OED) Small Business Stabilization Fund, which the Mayor created to support small businesses whose operations were jeopardized by a destabilizing event. Eligible small businesses will receive a grant of up to $10,000 to mitigate revenue lost by COVID-19. Mayor Durkan formally signed an Executive Order to provide immediate relief for small businesses impacted by COVID-19. Actions include the ability to defer B&O taxes and utility payments, direct technical assistance with SBA loans, and the creation of the Small Business Recovery Task Force to advise on long-term policy recommendations.(3/12)Small businesses must have five employees or less, the owner must be at or below 80 percent of the Area Median Income, the business must have a physical establishment, and the business must be financially impacted by COVID-19. Click here to apply: http://www.seattle.gov/office-of-economic-development/small-business/small-business-programs-/stabilization-fund-https://durkan.seattle.gov/2020/03/mayor-durkan-announces-1-5-million-fund-to-invest-directly-in-small-businesses-impacted-by-covid-19/
SeattleExecutive Order providing SMB reliefThe City of Seattle has also expanded its Small Business Stabilization Fund to help supplement the SBA loan program. Eligible small businesses will receive a grant of up to $10,000 to mitigate revenue lost by COVID-19. Additionally:

- Small businesses with less than $5 million in receipts can defer tax payments until October 2020
- The Small Business Recovery Task Force has been created (3/12)
See above for application info.https://durkan.seattle.gov/wp-content/uploads/sites/9/2020/03/Executive-Order-2020-03-COVID-19-Small-Business-Relief.pdf
SeattleArts Recovery PackageThe City will invest $100,000 to provide immediate relief for artists and creative workers impacted by the COVID-19 pandemic. It will include rapid response grants supporting critical needs of artists whose livelihoods have been impacted by the pandemic. https://durkan.seattle.gov/2020/03/mayor-durkan-announces-initial-1-1-million-arts-recovery-package-to-support-creative-workers-and-arts-and-cultural-organizations-impacted-by-covid-19/
SeattleSMB Rent ReliefCity to provide $400,000 in Rent Relief to an arts and cultural nonprofits, small businesses, and artist studios that rent city-owned property (forgiven for non-profits and artist studios, deferred for SMBs). https://durkan.seattle.gov/2020/03/city-of-seattle-to-provide-immediate-rent-relief-for-nonprofit-and-small-business-tenants/
U.S. Small Business Administration (SBA)SBA Disaster Assistance - WashingtonThe U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).Apply for assistance here: https://disasterloan.sba.gov/ela/ 
West Virginia
U.S. Small Business Administration (SBA)SBA Disaster Assistance - West VirginiaThe U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).Apply for assistance here: https://disasterloan.sba.gov/ela/ 
Wisconsin
U.S. Small Business Administration (SBA)SBA Disaster Assistance - WisconsinThe U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).Apply for assistance here: https://disasterloan.sba.gov/ela/ 
Wyoming
U.S. Small Business Administration (SBA)SBA Disaster Assistance - WyomingGovernor Mark Gordon announced that Wyoming small businesses are now eligible to apply for up to $2 million per company in federal economic disaster loans through the U.S. Small Business Administration (SBA).Apply for assistance here: https://disasterloan.sba.gov/ela/https://governor.wyo.gov/media/news-releases/2020-news-releases/governor-announces-that-wyoming-businesses-can-start-applying-for-federal-d
Washington D.C.
Council of D.C.Unemployment benefits, public benefits, eviction relief, SMB grantsThe bill passed at the most recent meeting has, among its primary measures, the following: extends unemployment compensation to those unemployed due to COVID, prohibits evictions of residential and commercial tenants as well as late fees, prohibits utility shut-offs for non-payment, extends public benefit programs such as the Healthcare Alliance, TANF, and SNAP, creates a small business grant program to assist nonprofit organizations and small contractors who do not qualify for unemployment insurance https://dccouncil.us/council-unanimously-passes-emergency-covid-19-response-bill/
U.S. Small Business Administration (SBA)SBA Disaster Assistance - Washington D.C.The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).Apply for assistance here: https://disasterloan.sba.gov/ela/ 
Office of the Deputy Mayor for Planning and Economic DevelopmentCOVID-19 Recovery Effort and the DC Small Business Recovery Microgrant ProgramMayor Bowser is investing $25 million in the COVID-19 Recovery Effort and the DC Small Business Recovery Microgrant Program, which will be housed in the Office of the Deputy Mayor for Planning and Economic Development. Pursuant to the “COVID-19 Response Emergency Amendment Act of 2020” effective March 17, 2020 (D.C. Act 23-247), the DC Small Business Recovery Microgrant Program will offer grants to small, local businesses, individual contractors, self-employed individuals, and nonprofits to meet their short-term financial needs. The grant can cover employee wages and benefits (including fringe benefits associated with employment, such as health insurance), accounts payable, fixed costs, inventory, rent, and utilities. https://coronavirus.dc.gov/dc-small-business-recovery-grants
CompanyResourceDetailsHow to applyURL
AmazonNeighborhood Small Business Relief Fund"Today, we’re creating a $5 million Neighborhood Small Business Relief Fund to provide cash grants to local small businesses that need assistance during this difficult time. The fund is intended for small businesses with fewer than 50 employees or less than $7 million in annual revenue, physical presence within a few blocks of our Regrade and South Lake Union office buildings, that are open to the general public, and that are reliant on foot-traffic for customers. Among the information that will be requested as part of the grant process will be how much revenue each applicant anticipates it'll lose in March with some associated back-up information."Click here to apply for grant funding consideration: https://amazonsmallbusinessrelief.force.com/SelfRegisterPagehttps://blog.aboutamazon.com/job-creation-and-investment/helping-local-small-businesses-through-the-impacts-of-covid-19
AmazonAmazon Relief Fund"We are establishing the Amazon Relief Fund with a $25 million initial contribution focused on supporting our independent delivery service partners and their drivers, Amazon Flex participants, and seasonal employees under financial distress during this challenging time. We will be offering all of these groups the ability to apply for grants approximately equal to up to two-weeks of pay if diagnosed with COVID-19 or placed into quarantine by the government or Amazon."No info yet--Amazon says it will be publishing a website soon with details on how employees and contractors can apply for grants.https://blog.aboutamazon.com/working-at-amazon/covid-19-update-more-ways-amazon-is-supporting-employees-and-contractors
FacebookBusiness Resource Hub"At Facebook, we’re working to keep people safe and informed about the recent outbreak of COVID-19. We know that as members of the communities you serve, businesses like yours may also be experiencing unexpected challenges, and we’re committed to providing as much support as possible."Click here to get updates on how to apply for a Facebook small business grant: https://www.facebook.com/business/boost/granthttps://www.facebook.com/business/boost/resource?ref=alias
FacebookLocal Food Bank Fund"Facebook’s Sheryl Sandberg and other Silicon Valley figures have launched a $5.5 million fund, COVID-19 Emergency Fund for Feeding Families, which will operate through Second Harvest of Silicon Valley."Grant will support Second Harvest of Silicon Valley; click here for more info on how to get food: https://www.shfb.org/get-food/https://www.mercurynews.com/2020/03/13/sheryl-sandberg-silicon-valley-execs-launch-5-5-million-covid-19-food-bank-fund/
GoogleFree Access to G Suite and G Suite for Education"Google has rolled out free access to its advanced Hangouts Meet video-conferencing capabilities to all G Suite and G Suite for Education customers globally until July 1, 2020."No special application process; click here for access details: https://cloud.google.com/blog/products/g-suite/helping-businesses-and-schools-stay-connected-in-response-to-coronavirushttps://cloud.google.com/blog/products/g-suite/helping-businesses-and-schools-stay-connected-in-response-to-coronavirus
GoogleCOVID-19 Solidarity Response Fund"The coronavirus (COVID-19) pandemic has already impacted communities around the world. For every $1 you donate by April 30, 2020, Google.org will donate $2, up to $5M, to support global preparedness and response in communities affected by the spread of COVID-19. 100% of your donation goes to the United Nations Foundation in support of WHO’s global COVID-19 Solidarity Response Fund."Click here to donate: https://donate.google.com/give/covid-19https://donate.google.com/give/covid-19
Mark CubanQ&A for Small Business Owners"So I’m going to do something a little different here. If you have a small business that you run and or own and you have questions about what to do now, I’ll try to answer some questions. Won’t be able to get them all. But I’ll try over the course of today to respond to as many as I can. My preference is going to be helping small biz trying to avoid layoffs and hourly reductions"Click here to submit a question to Mark Cuban: https://www.linkedin.com/posts/mark-cuban-06a0755b_smallbusiness-smallbusinesssupport-smallbiz-activity-6644629791930662912-y5k9/https://www.linkedin.com/posts/mark-cuban-06a0755b_smallbusiness-smallbusinesssupport-smallbiz-activity-6644629791930662912-y5k9/
USBG National Charity FoundationBartender Emergency Assistance Program"The USBG National Charity Foundation has created a bartender emergency assistance program to help service industry personnel who may be experiencing financial hardship during the coronavirus outbreak. Eligible applicants can receive a grant to help with bills and other costs due to sudden loss or decrease of income. In order to qualify, an applicant must be a bartender or the spouse or child of a bartender."Click here to apply: https://www.usbgfoundation.org/beap?fbclid=IwAR3xNb1xWcXHKCYlvBttRxsXjLCktqjEE5E4wYsoswqx2GVqxEXiYYkg1q8https://www.usbgfoundation.org/beap
Restaurant Workers Community FoundationRestaurant Workers' COVID19 Fund"Restaurant Workers Community Foundation was founded in 2018 to advocate for gender equality, racial justice, fair wages, and healthy work environments in the restaurant industry. In the wake of the coronavirus / COVID-19 pandemic, RWCF’s full focus is on supporting workers, small business owners, and an industry in crisis."Click here for info on various relief funds for restaurant workers, and to apply for assistance: \\203.193.165.235\transfer\ravi-nikhade\banners\Revisionshttps://www.restaurantworkerscf.org/news/2020/3/15/resources-for-restaurants-and-workers-coping-with-the-covid-19-emergency
UberEatsWaiver of delivery fees for independent restaurantsUberEats "will waive delivery fees for all orders from independently owned restaurants on the app as the COVID-19 pandemic continues to spread and causes cities to shutter all non-essential businesses."No application needed.https://techcrunch.com/2020/03/16/uber-eats-waives-delivery-fees-for-independent-restaurants-during-covid-19-pandemic/
CVS PharmacyWaiver of home delivery fees for prescription medications"Beginning immediately, CVS Pharmacy will waive charges for home delivery of prescription medications. With the Centers for Disease Control and Prevention encouraging people at higher risk for COVID-19 complications to stay at home as much as possible, this is a convenient option to avoid coming to the pharmacy for refills or new prescriptions."No application needed. https://www.cvshealth.com/newsroom/press-releases/cvs-health-announces-additional-covid-19-resources-focused-patient-access
California Community FoundationCOVID-19 LA County Response FundCalifornia Community Foundation (CCF) launched the COVID-19 LA County Response Fund to address the immediate and emerging needs of our region’s most vulnerable residents—from mitigation to eventual recovery. This fund will support community needs identified by our partners in health, housing, education and immigration, and will aid impacted individuals through our Pass it Along Fund.Fund does not make grants directly to individuals. Contact CCF's partner organizations for more information: https://www.calfund.org/wp-content/uploads/EXTERNAL_-2018-PIA-Preferred-Partner-List.pdfhttps://www.calfund.org/covid-19/
ZapierZapier Small Business Assistance ProgramZapier is creating a $1 million assistance program for their most impacted small business customers. Zapier's support team will set up qualified customers with a free 3-month credit for a Starter plan.Fill out this form: https://zapier.wufoo.com/forms/zapier-small-business-assistance-program/https://zapier.com/blog/covid-19-assistance-program/
LinkedInFree Learning Courses relevant to businessLinkedIn is opening up 16 of its learning courses for free. Courses that provide tips on how to stay productive, build relationships when you’re not face-to-face, use virtual meeting tools and balance family and work dynamics in a healthy way. https://www.linkedin.com/learning/paths/remote-working-setting-yourself-and-your-teams-up-for-success
FCC and Comcast, Charter, Verizon, & OthersInternet Access PledgeThe FCC has issued a pledge on Friday for internet and telecommunications companies to "keep Americans connected" during the disruptions caused by the coronavirus pandemic. The pledge means that for the next 60 days, a participating internet service provider should:

Not terminate service to any residential or small business customers because of their inability to pay their bills due to the disruptions caused by the coronavirus pandemic; Waive any late fees that any residential or small business customers incur because of their economic circumstances related to the coronavirus pandemic; and Open its Wi-Fi hotspots to any American who needs them.
 https://www.businessinsider.com/coronavirus-internet-phone-fcc-pledge-keep-america-connected-online-isp-2020-3?utm_source=feedburner&amp%3Butm_medium=referral&utm_medium=feed&utm_campaign=Feed%3A+businessinsider+%28Business+Insider%29
SalesforceCoronavirus FundSalesforce, the city’s largest private employer, has committed $1.5 million to the effort, which is called the Give2SF Fund. https://www.sfchronicle.com/business/article/SF-starts-coronavirus-aid-fund-with-1-5-million-15130406.php
GrubhubSuspension of Commission PaymentsGrubhub has suspended commission payments from independent restaurants during the crisis. https://gizmodo.com/grubhub-suspends-all-charges-to-independent-restaurants-1842316287
MicrosoftFree Office 365 ToolsFor businesses, municipalities, K-12 and other entities, Microsoft is providing six months of Office 365 tools for free to enable remote collaboration, file sharing and video conferencing. They’re also offering free assistance to set up these tools. http://www.doit.ri.gov/covid-19/
Bank of AmericaSupport for Consumer and Small Business Clients Experiencing Hardship From the Impact of the CoronavirusConsumer and Small Business deposit accounts: clients can request refunds including overdraft fees, non-sufficient funds fees, and monthly maintenance fees.
Consumer and Small Business credit cards: clients can request to defer payments, refunds on late fees.
Small business loans: clients can request to defer payments, refunds on late fees.
Auto loans: clients can request to defer payments, with payments added to the end of the loan.
Mortgages and home equity: clients can request to defer payments, with payments added to the end of the loan.
In all of these instances, there will be no negative credit bureau reporting for up-to-date clients.
We have also paused foreclosure sales, evictions and repossessions.
 https://newsroom.bankofamerica.com/press-releases/consumer-banking/bank-america-announces-additional-support-consumer-and-small
Coastal Community Foundation of South CarolinaFund for individuals and businesses impacted by COVID-19This Fund will provide flexible resources to organizations in our region working with priority groups, including senior citizens, children, health-compromised, and workers in the hospitality and tourism industry in our nine-county service area of Beaufort, Berkeley, Charleston, Colleton, Dorchester, Georgetown, Hampton and Horry counties. https://www.grantinterface.com/Home/Logon?urlkey=ccfsc
Morgan StanleyRelief FundingMorgan Stanley announced a $10 million cash commitment in aid to support Coronavirus relief efforts. Funding will support critical frontline medical responders globally as well as community providers serving those economically impacted by the crisis. The first three grants of $2 million each were announced for Feeding America, the CDC Foundation, and the World Health Organization’s Covid-19 Solidarity Health Fund. https://www.morganstanley.com/press-releases/morgan-stanley-announces--10-million-cash-commitment-to-support-?cid=SM_CORP__LINKEDIN_morgan-stanley_20200319&linkId=84640113
CitiRelief FundingThe Citi Foundation announced today that it will provide $15 million to support COVID-19 related relief activities globally. It will be allocated as follows:
- $5 million will be directed to the COVID-19 Solidarity Response Fund.
- $5 million will be directed to No Kid Hungry to support emergency Food Distribution Programs in the U.S.
- $5 million will be directed to additional international, country-specific efforts in places that are severely impacted. In the coming weeks, the Citi Foundation will also be working to identify additional opportunities to support longer-term recovery efforts.
 https://www.businesswire.com/news/home/20200319005547/en/Citi-Foundation-Provide-15-Million-Support-COVID-19
National Domestic Workers AllianceEmergency Relief FundingNational Domestic Workers Alliance is giving financial support to in-home care workers, nannies, and house cleaners who have to stay home and not work in order to reduce the spread of the virus.  
One Fair Wage Emergency FundEmergency Relief FundingOne Fair Wage Emergency Fund gives funds directly to service workers affected by the pandemic, including restaurant, salon, airport, rideshare, and gig economy workers who find themselves out of work or without customers.  
The ChronicleEmergency Relief FundingThe Chronicle Season of Sharing Fund expedited $2 million in emergency funding to all nine Bay Area counties to provide a rapid response to our neighbors affected by the pandemic. https://seasonofsharing.org/donate-now/?utm_source=marketing&utm_medium=email&utm_content=headlines&utm_campaign=seasonofsharing_2020
CiscoWebex for Free (for video conference calls for remote workers)Webex is here to help: Work remotely or from home. Stay connected. Webex is offering our users unlimited usage on the most secure collaboration platform globally to help them get through this difficult time. https://www.webex.com/go-covid19.html
Capital OnePayment assistance and deferred loan assistance.Customers facing financial difficulties due to the coronavirus are urged to contact the bank directly through one of its many customer support lines. At its website, Capital One encourages customers who may be impacted or need assistance to reach out so that the bank can help find a solution.

Capital One tells Forbes that all customers will be eligible for assistance, of which will vary on the type of product they have and their individual needs. Examples of assistance include:

Minimum payment assistance
Deferred loan assistance
Fee suppression
 https://www.capitalone.com/coronavirus/
Marcus by GoldmanLoan deferment; waiver of fees to access funds in high-yield CDsAs a Marcus loans customer, if you have been impacted by COVID-19, we can offer help via our customer assistance program, which allows you to postpone making a payment on your loan for one month. There will be no interest charged during the deferral and your loan term will be extended by one month. If you have a high-yield CD with Marcus and need access to your funds, we will waive the early withdrawal penalty should you need to withdraw funds from your account prior to maturity. In the meantime, your CD account will continue to accrue interest as scheduled. https://www.marcus.com/us/en/media/blogs/info-on-covid19
Truist BanksPayment relief assistance, extra cash-back, small business lending.Truist is offering relief measures, allowing greater access to capital for borrowers and empowering our teammates to support clients affected by the COVID-19 pandemic. The relief measures include:

Providing payment relief assistance for clients with mortgage loans, consumer loans, personal credit cards, business credit cards and business loans.
Temporarily waiving ATM surcharge fees to help consumers and businesses access cash with greater confidence
Providing 5% cashback when BB&T and SunTrust consumer credit card holders use their credit card for qualifying purchases at grocery stores and pharmacies through April 15, 2020
We'll also continue to actively support the cash flow needs for our retail and business clients who are affected by the COVID-19 pandemic through a number of lending programs. Our branch bankers, relationship managers and contact center teammates are committed to working with you to reduce financial stress during this challenging and uncertain time.
 https://www.truist.com/coronavirus-information
Honeycomb CreditLow-fee crowdsourced loansTo help deliver the working capital that businesses need, Honeycomb is offering 45-day payment free periods, 6-month interest-only periods and reducing our posting, success, and investor fees. We're also streamlining our due diligence to connect businesses with local investors as quickly as possible. As always, these loans are community funded via the Honeycomb crowdfunding platform. https://www.honeycombcredit.com/relief
WefunderSmall business resourcesEmergency funding for your business and $50K mentorship for startups tackling the coronavirus crisis. https://wefunder.com/
Spectrum + Charter CommunicationsBroadband + WifiSpectrum is offering free broadband and Wi-Fi access for 60 days to households with K-12 and/or college students who do not already have a Spectrum broadband subscription and at any service level up to 100 Mbps. To enroll, call 1 (844) 488-8395. Installation fees will be waived for new student households. https://corporate.charter.com/newsroom/charter-to-offer-free-access-to-spectrum-broadband-and-wifi-for-60-days-for-new-K12-and-college-student-households-and-more
Hebrew Free Loan Association of Northeast OhioLoans of up to $1500the HFLA of Northeast Ohio will be offering interest-free loans for those affected economically by the coronavirus who live in Northeast Ohio.

HFLA will provide expedited Interest-free loans of up to $1,500 for purposes including (but not limited to):

Lost wages due to being unable to go to work
Child care costs due to school closures
Related medical costs
To apply, borrowers should contact HFLA at 216-378-9042 or email team@interestfree.org specifying that the request is for coronavirus related needs.
 https://interestfree.org/coronavirus-covid-19-emergency-fund-press-release/?fbclid=IwAR2cCJFcliM7CM1lmvLGNjgQLcBLhLVeMxwlRLxX5v-0J_PSRoK9riX3TRA
AZ Local Impact Fund Launched by LeadMD and Invest SouthwestResources and reliefLeadMD, the world’s leading performance marketing consultancy, today announced its partnership with Invest Southwest to spearhead a small business relief fund in Arizona. https://apnews.com/Business%20Wire/703df7fc2336474a94986bf6b3334d2e
AR Community FoundationRelief FundThe Arkansas Community Foundation (ACF) has started the COVID-19 Relief Fund.

About $130,000 is already in the fund, and Larkin said she hopes that further donations could push the fund up to $300,000. A simple application process for non-profits will start today and those applications will undergo an expedited consideration process. The goal is to release up to 65 $1,000 mini-grants by the first week in April, she added.
 https://katv.com/news/local/arkansas-community-foundation-starts-covid-19-relief-fund
United Way of Southeast LouisianaReliefUnited Way of Southeast Louisiana announced a $100,000 contribution to the Greater New Orleans Foundation Disaster Response and Restoration Fund to help those financially impacted by COVID-19 https://wwl.radio.com/articles/united-way-offers-relief-to-workers-impacted-by-covid-19
WouldASpentSupport for Small Businesses"The pandemic is here. Nobody's going out. Support small businesses and gig workers by sending them the money you #wouldaspent to help them survive COVID-19."

How? Businesses and workers impacted by COVID-19 request to be added to the list and make a commitment as to how they'll use funds. You browse the list and support businesses and workers where you #wouldaspent money by buying a gift card or (even better) donating. Help your favorite local small businesses and workers raise even more money by sharing a link to #wouldaspent on social media.
 https://www.wouldaspent.org/
SonicFree Internet for certain demographicsDuring the COVID-19 outbreak, Sonic is offering three months of free internet access and unlimited nationwide home telephone service to households with K-12, college students, or senior citizens 60 or older. https://www.sonic.com/cov19
National Digital Inclusion AllianceFree/Low Cost InternetVarious broadband providers and mobile carriers are offering free or low-cost access in response to the COVID-19 pandemic. The National Digital Inclusion Alliance has information on providers and programs offering free or low-cost broadband. Please visit the DCEO website for more information. https://www.digitalinclusion.org/free-low-cost-internet-plans/
Delivering with DignityFood ReliefIn Nevada, "Clark County and Honey Salt have teamed up for “Delivering with Dignity,” a pilot program with a mission to feed our community’s vulnerable families and keep them safe from COVID-19. The program will serve those who grapple with poverty and are at-risk for contracting the illness if they leave their homes." https://www.8newsnow.com/news/local-news/delivering-with-dignity-clark-county-honey-salt-team-up-to-feed-families-in-need/
Lifeline Program (North Dakota)Utilities ReliefThe North Dakota Public Service Commission is reminding state residents of the Lifeline Program, which helps people in need pay for phone or internet service. The program is available to qualifying new and current customers with income below a certain threshold, or those who qualify for certain government assistance programs. Lifeline can be used only for one service in a household -- either phone or internet. Detailed information about who qualifies and how to apply can be found at: www.lifelinesupport.org
ND United WayPandemic Relief FundThe Missouri Slope Areawide United Way has launched a Pandemic Relief Fund. The nonprofit said the fund aims to “support our community’s unsheltered residents who are especially vulnerable to the coronavirus, and low-income individuals, students and families at imminent risk of hunger and homelessness due to health and economic impacts of coronavirus.” The fund will:
1. Provide assistance to ensure vulnerable populations have access to food (to include weekend hunger for students, elderly meal deliveries to their homes, food distribution sites in high-poverty neighborhoods).
2. Support the response to protect unsheltered and most vulnerable residents through this crisis.
3. Support to agencies who provide emergency assistance to individuals and families affected by this crisis, through targeted investments where jobs and wage reductions are disproportionately impacted.
4. Provide additional support to our non-profit partners, in alignment with our mission to break the cycle of poverty, that experience a decline in giving due to the pandemic & its impact on the economy & giving cycles. People can get more information or donate at:
 https://www.msaunitedway.org/covid-19
Communities Foundation of OKGrants for community organizationsCommunities Foundation of Oklahoma - The disaster relief fund will deploy resources to community-based organizations on the front lines of the COVID-19 outbreak and related community needs. Funds will be granted to the following groups that work with people and communities affected by the disaster. Nonprofit regional health organizations; Government entities; Nonprofit organizations; Churches; Schools.Contact Rachel Hunter at 405-488-1450 or visit cofk.orgcofk.org
Rhode Island Foundation/United WayGrants for community organizationsRhode Island nonprofit organizations at the forefront of COVID-19 response can apply for grants from the Rhode Island Foundation/United Way COVID-19 Response Fund https://rifoundation.org/grant/covid-19-response-fund-grants
Community Foundation for Monterey CountyCOVID-19 Relief Fund GrantsGrants are expected to range between $5,000 to $30,000 and will be reviewed on an ongoing basis. 501(c)3 nonprofit organizations and public agencies are eligible to apply for additional funds as needs arise. Requests will be reviewed by CFMC staff and grants awarded as quickly as possible. The CFMC will consider grant requests to:

- Assist nonprofits serving vulnerable populations with basic needs (food, housing, living expenses, transportation costs, etc.) related to job layoffs and/or unemployment
- Assist nonprofit organizations experiencing staffing and/or volunteer gaps due to quarantines and social distancing
- Help nonprofit organizations cover the costs incurred for travel changes and other pandemic-related cancellations
- Fund programming to address related mental health impacts
- Assist nonprofit organizations with financial planning and resilience
 https://www.cfmco.org/nonprofits/grants/covid-19-relief-grants/
FaireImpact Calculator for RetailersWe care about the success of your business, and want to offer meaningful support and information through this uncertain time. That's why we've built this calculator to help you understand the potential impact of COVID-19 on your business. https://www.faire.com/impact-calculator?mc_cid=cc966e5a80&mc_eid=09da149948
US BankPremium Pay Program - for front line employeesU.S. Bank is investing in a Premium Pay Program. Effective March 23, eligible critical front-line employees will receive a 20% wage premium during the four-week program. The Premium Pay Program applies to more than 30,000 critical employees at branches, operations and contact centers, field operations offices and critical service locations. U.S. Bank will continue to assess the environment to determine if the program will be extended beyond the initial four-week period. This is in addition to our existing program to provide additional paid time off for employees affected by COVID-19, among other relief programs. https://www.usbank.com/newsroom/stories/us-bank-announces-20-percent-premium-pay-program-for-employees-and-30-million-commitment-to-support-individual-and-small-business-recovery.html
US BankRelief FundU.S. Bank also announced a $30 million commitment to support COVID-19 relief efforts in communities around the country. This community commitment will support immediate relief and long-term recovery efforts and includes $4 million in the next two weeks to national organizations focused on small business recovery and crisis relief and an additional $26 million to local nonprofits across the country by year’s end. https://www.usbank.com/newsroom/stories/us-bank-announces-20-percent-premium-pay-program-for-employees-and-30-million-commitment-to-support-individual-and-small-business-recovery.html
Bank of North DakotaStudent Loan relief plansBank of North Dakota (BND) shared its student loan relief plans to assist borrowers impacted by COVID-19 with the Industrial Commission today. Effective immediately, borrowers may request to defer payments for six months. The interest rate for variable rate borrowers decreases April 1, 2020, so BND will reduce payments to reflect the new interest rate. In addition, all borrowers with a fixed interest rate will receive a decrease in their interest rates by at least 1 percent when the Bank is able to work through technical issues. https://bnd.nd.gov/bank-of-north-dakota-announces-student-loan-relief-options/
Oregon Pacific BankCommunity Emergency Loan FundThrough its Community Emergency Loan Fund, Oregon Pacific Bank has committed to lend up to $5 million to local business and non-profit agencies that are headquartered and operate in Eugene, Florence, Coos Bay, Medford and Roseburg. The funds are to be invested in local communities to reduce the economic impact of COVID-19. Each loan is not to exceed $100,000 or 50% of 2019 sales. The loans will start with 12-months of interest-only payments, with 0% interest for the first 6 months. https://www.opbc.com/oregon-pacific-bank-announces-community-emergency-loan-fund/
Washington Federal BankExpedited business loansBusinesses with a 10% or greater drop in revenue can apply for up to $200,000 lines of credit, with 90 days interest-free. Expedited processing is available for lines of credit up to $30,000. For more information, email Business.Lifeline@wafd.com.  
Kabbage PaymentsHelpsmallbusiness.com gift certificate programWe know cash flow might be top of mind at this time as you deal with the impact of the COVID pandemic. We are reaching out to you to let you know of an option to continue revenue during these changing times. Through Kabbage Payments, you can sign up to offer online gift certificates, making it easy to connect small businesses to consumers who want to show their support for you. Create a free account in minutes and get a unique URL that you can share on your website or social media. When a customer purchases a gift certificate, funds from the sale will be deposited into your bank account the next business day.

Transactions that are processed by 5 p.m. ET will be deposited in your bank account the following banking day. Any transactions that are processed after 5 p.m. ET will be deposited in your bank account within 2 banking days. Settlement to your bank account may be delayed if transactions are flagged for review. [Note that this transaction may incur a standard 2.5% processing fee by Kabbage’s payment processor.]
 https://www.helpsmallbusiness.com/
FunderaSmall business loans marketplaceAre you considering your options for small business loans during this time, as a result of the disruption caused by the COVID pandemic? We’re here to pass along all the resources that might be available to you. One of them is Fundera, a marketplace for small business loans that helps you shop for financing options. Through a network of partners, Fundera provides lending options, including SBA loans, lines of credit, and term loans. These loan terms may vary depending on the source (for example, SBA or other government-backed loans may be more favorable than private loans), but through Fundera you can compare many at once.

We expect additional details about SBA loan eligibility (including state by state eligibility) to be updated soon, so if you’re not eligible for SBA disaster loans right now, be sure to check back in regularly to compare your options.
 https://www.fundera.com/gusto
CCISan Francisco Arts & Artists Relief FundAdministered by CCI, this emergency fund was launched March 25, 2020, by San Francisco Arts Commission (SFAC) and Grants for the Arts (GFTA) to mitigate COVID-19 related financial losses that artists and small to mid-size arts and culture organizations have suffered. Applications will be accepted on a rolling basis. https://www.cciarts.org/EmergencyRelief.htm
Dance Resource CenterDance Resource Center LA Dance Emergency FundDance Resource Center has created the LA Dance Emergency Fund to help support the LA Dance Community during this public health emergency. LA Dance Emergency Fund provides emergency relief to LA dancers and dance companies facing financial hardship caused by LA County performances cancelled due to the COVID-19 pandemic. Applicants can receive up to $500 with submission of appropriate application materials for as long as the funds are available.Applications for relief will be accepted via the DRC website until March 31, 2020.https://www.danceresourcecenter.org
Sweet ReliefSweet Relief COVID-19 Fund for MusiciansSweet Relief created this DONOR-DIRECTED FUND with a limited amount of funds available to be used specifically for musicians and music industry workers affected by the Coronavirus. Funds raised will go towards medical expenses, lodging, clothing, food and other vital living expenses to those impacted due to sickness or loss of work. https://www.sweetrelief.org/covid-19-fund.html
San Francisco FundSan Francisco Fund Rapid Response for Movement BuildingSmall, one-time grants in the range of $3,000–$15,000 for a grant period of up to six months. “To build the political power and voice of low-income and people of color by providing resources to respond in a timely manner to unanticipated, but critical opportunities or challenges to advance racial and economic equity in the Bay Area.” http://sff.org/programs/nurturing-equity-movements/rapid-response-fund-for-movement-building/
 The Creator FundMedical, Groceries, Childcare, or Rent/Mortgage funds for creators experiencing financial hardship due to circumstances related to COVID-19. https://convertkit.com/creator-fund
Actor's FundActors Fund Entertainment Assistance ProgramWho it serves: Any performing arts or entertainment professional may call on the Entertainment Assistance Program for support, information or referrals to community agencies. Eligibility for financial assistance requires either a minimum of five years of industry paid employment (earnings of at least $6,500 for three out of the last five years), or 20 years of industry paid employment (minimum of ten years of earnings of at least $5,000 for each of those years), and demonstrated financial need.When to apply: Any time.
How much they give: Amounts are determined on a case-by-case basis.
Where to apply: http://www.actorsfund.org/am-i-eligible-help
 
The Gottlieb FoundationAdolph and Esther Gottlieb Emergency GrantWho it serves: Artists working in the disciplines of painting, sculpture or printmaking, who can demonstrate a minimum involvement of ten years in a mature phase of his or her work, whose needs are the result of an unforeseen, catastrophic incident, and who lack the resources to meet that situation.When to apply: Applications accepted all year, with no deadlines.
How much they give: The maximum amount of this grant is $15,000; an award of $5,000 is typical.
Where to apply:https://www.gottliebfoundation.org/emergency-grant/
 
CERF+Craft Emergency Relief Fund (CERF+) Emergency AssistanceWho it serves: CERF+ emergency assistance includes grants and/or brokered assistance, such as booth fee waivers and discounts or donations on supplies and equipment. Artists interested in CERF+ emergency assistance must first complete an inquiry form. If it is determined that you may be eligible for assistance, you will be invited to apply for assistance. Before filling out an emergency assistance inquiry form, carefully read through the eligibility criteria and supporting documentation requirements.When to apply: Any time.
Where to apply: https://cerfplus.org/get-relief/apply-for-help/craft-emergency-relief-fund/
 
Joan Mitchell FoundationJoan Mitchell Foundation Emergency Grant ProgramWho it serves: US based visual artists working in the mediums of painting, sculpture, and/or drawing who have suffered significant losses after natural or man-made disasters that have affected their community.When to apply: Applications are accepted throughout the year, and reviewed monthly based on volume.
How much they give: Up to $6000.
Where to apply: http://joanmitchellfoundation.org/artist-programs/artist-grants/emergency
 
PENPEN Writer's Emergency FundWho it serves: The PEN America Writers’ Emergency Fund is an emergency fund for professional—published or produced—writers in acute, emergency financial crisis. The Writers’ Emergency Fund is for writers whose primary professional occupation is writing. Self-published authors or those published by vanity presses are not eligible. Writers do not have to be Members of PEN America to receive a grant.When to apply: Next deadline: November 15, 2017.
How much they give: Up to $2,000.
Where to apply: https://pen.org/writers-emergency-fund/
 
NYFARauschenberg Emergency Grants ProgramNew York Foundation for the Arts (NYFA) is proud to partner with the Robert Rauschenberg Foundation to administer a new emergency grant program that will provide visual and media artists and choreographers with one-time grants of up to $5,000 for medical emergencies including but not limited to: hospital and doctor bills (including insurance co-pays), tests, physical/occupational therapy, prescription drugs specifically for the emergency medical condition, and emergency dental work.There is no deadline; applications will be accepted and reviewed by the panel on a monthly basis beginning in late May/early June 2020.https://www.nyfa.org/Content/Show/Rauschenberg-Emergency-Grants
Springboard for the ArtsSpringboard for the Arts Personal Emergency Relief FundSpringboard for the Arts' Personal Emergency Relief Fund is a resource dedicated to supporting artists in Minnesota who experience career-threatening emergencies. We have expanded the guidelines to include lost income due to the cancellation of a specific, scheduled gig or opportunity (i.e. commissions, performances, contracts) due to Coronavirus/COVID-19 precautionary measures. Artists can request up to $500 to compensate for cancelled work that was scheduled and lost. https://springboardforthearts.org/additional-resources/personal-emergency-relief-fund/
Huntington Bank (OH)Consumer relief measuresConsumer Payment Deferral Program – In an effort to look out for our customers, Huntington is offering up to 90 days of payment deferral on all consumer loans for those experiencing financial hardship due to COVID-19. Although interest will continue to accrue during the payment deferral period, you will not have to make a single ‘catch-up’ payment at the conclusion of the deferral period. We’ll work with you, and either extend the term or otherwise modify your loan. Late Fees on Consumer Loan Suspension Program – Beginning in March 2020, Huntington will suspend charging late fees on consumer loan payments. This suspension is effective through the end of March 2020 and we will continue to evaluate whether to extend this program.
Repossession Halt Program – Beginning March 17, 2020, Huntington will not initiate any new repossession actions associated with vehicles, RVs, or marine craft financed by Huntington and have enacted reduced requirements for customers who want to redeem their already repossessed vehicle to one (1) payment plus repossession fee. This suspension of repossession actions will take place through the end of March 2020 and we will continue to evaluate whether to extend this program.
Suspension of Foreclosure Program – Beginning March 17, 2020, Huntington will suspend initiating any new foreclosure actions, specific to residential properties unless required by federal or government agencies. This suspension of foreclosure actions will take place through the end of March 2020 and we will continue to evaluate whether to extend this program. Small Business Loan Payment Deferral Program – In an effort to look out for our small business customers, Huntington is offering up to 90 days of payment deferral on all small business loans for those experiencing financial hardship due to COVID-19. Please note that interest will continue to accrue during the payment deferral period. Please contact your business banker or Business Customer Service at (800) 480-2001 Monday through Friday 7:30 a.m. to 7:00 p.m. and Saturdays 8:00 a.m. to 5:00 p.m. ET.
 huntington.com/coronavirus
Trail Blazers FoundationCOVID-19 relief fund for nonprofitsThe funds raised will go to nonprofits who are impacted by the COVID-19 crisis, including supporting the Oregon Community Foundation’s Oregon Community Recovery Fund, which is rapidly deploying resources to community-based organizations at the front lines of the outbreak in Oregon. If you represent a nonprofit organization that is seeking immediate funding, please go to oregoncf.org to learn more. https://www.nba.com/blazers/community/foundation
Open TablePreparedness Resource Center for RestaurantsTo help our restaurant partners, we’ve pulled together a Preparedness Resource Center to offer guidance on handling downturns and temporary closures, and have waived our gift cards fees to restaurants. We’re also working with restaurant associations in their discussions for government relief. https://www.opentable.com/state-of-industry
New Mexico Small Business Investment CorpSmall Business LoansThe New Mexico Small Business Investment Corp. will make $25 million available to lenders at zero percent interest, aimed at low-cost loans for struggling small businesses. https://www.abqjournal.com/1436546/nmsbic-approves-25-mn-for-lowcost-loans.html?utm_source=COVID-19+morning+newsletter&utm_campaign=fad238ad22-EMAIL_CAMPAIGN_2019_10_29_04_00_COPY_01&utm_medium=email&utm_term=0_927be81bf2-fad238ad22-142262301&mc_cid=fad238ad22&mc_eid=224ef93448
InstrumentlInstrumentlAggregated grants available for 501c3 nonprofits serving those impacted by COVID-19 https://www.instrumentl.com/covid-19-grants
MillerRelief Fund for BartendersMiller Lite is donating $1 million to laid-off bartenders after bars and restaurants around the country were forced to shut down in an effort to slow the spread of the coronavirus https://www.foxnews.com/us/miller-lite-donate-1m-bartenders-amid-coronavirus
One SCSouth Carolina nonprofit relief fund.The One SC Fund is providing grants to nonprofits responding to the COVID-19 relief and recovery efforts in the state of South Carolina.

Information on how nonprofits can apply for grants in response to COVID-19 will be available the week of March 29th.
 https://yourfoundation.org/one-sc-fund/
South Dakota Community Response Fund The Fund will provide support to verified nonprofits and community organizations directly addressing the needs of those affected by COVID-19. We are still not certain of the longer-term effects the situation will have on our partners, but we are working to respond as needs arise.

Examples of immediate need:
- Access to food.
- Shortage of volunteers.
- Healthcare sector support.
- Human services sector support.
 https://sdcommunityfoundation.org/covid-19/
The Timely HelpGift cards for local businessesLocal businesses have seen significant reduction in their customer traffic due to COVID-19 pandemic. With the situation expected to get worse in coming days, businesses are struggling to stay afloat and keep their employees.

You can help by buying a discounted e-gift card for your favorite local business! This provides businesses with much needed cash today to survive the pandemic and you enjoy the same great service at a discount.
 https://thetimelyhelp.com/
Hello AliceEmergency GrantsHello Alice is offering $10,000 grants being distributed immediately to small business owners impacted by coronavirus, as part of our broader mission to ensure Business for All. In addition to funding, grant recipients will receive ongoing support from the Hello Alice community. https://www.covid19businesscenter.com/
LISC (and Verizon)Grants for businesses in underserved communitiesIf you’re an entrepreneur of color, women-owned business or enterprise in an historically under-served community without access to flexible, affordable capital, you may qualify for a grant from the Local Initiatives Support Corporation (LISC) Rhode Island. LISC will be offering grants of up to $10,000 to help small businesses fill urgent financial gaps until they can resume normal operations. https://www.lisc.org/our-stories/story/verizon-and-lisc-fire-25-million-small-business-covid-19-recovery-fund
PaneraMeals for children in OhioPanera announced a partnership with the Children's Hunger Alliance (CHA) and the U.S. Department of Agriculture (USDA) to provide freshly prepared and wholesome meals to children in need in the state of Ohio. In partnership with its local franchise partners, Panera is leveraging its supply chain and bakery-cafes to provide ready-to-eat, freshly prepared meals to CHA for children vulnerable to hunger across the state during this time of crisis. Panera is also working with the USDA to scale this model with other states across the nation. The Panera and CHA meal partnership will kick off in Ohio on April 6th. As the need continues to grow across the nation, the Panera teams also stand ready to assist other states and communities. Panera is encouraging in-need non-profits or state government to contact the company at schoolmeals@panerabread.com. https://www.prnewswire.com/news-releases/panera-announces-partnership-with-usda-and-childrens-hunger-alliance-to-provide-meals-in-ohio-301031219.html
Lee Initiative, Makers.Meals and emergency support for restaurant workers, from chefs + other restaurant workers.In partnership with @makersmark and @leeinitiative @chefedwardlee we have turned restaurants across the country into relief centers with local chefs for any restaurant worker who has been laid off or has had a significant reduction in hours and/or pay. We are offering help for those in need of food and supplies. Each night, we will pack hundreds of to-go meals that people can come to pick up and take home. OPERATIONS IN THE FOLLOWING CITIES
Atlanta | Boston | Brooklyn (Gertie) | Brooklyn (Olmsted) | Chicago | Cincinnati | Denver | Houston | Lexington | Louisville | Los Angeles | New Orleans | Seattle | Washington, D.C.
 https://leeinitiative.org/
Rhode Island COVID-19 Emergency Hospital Relief FundEmergency support for workers in RI's hopsitality industryBartender Leishla Maldonado and industry friends have worked together to start a GoFundMe page for service industry workers. So far, they have been able to raise $10,000 to give service workers immediate relief. “I have also coordinated and offered support with hospitality volunteers free childcare for the month, a free meal service by a local chef and an emergency housing option by the Dean hotel for any hospitality worker that had reached out to me,” says Maldonado. “Our goal is to raise as much money as possible, to help alleviate the financial needs of the service industry during these pressing times.” https://docs.google.com/document/d/1TOh5zHKI9rI-ve7bPSAyKgYqJqJqmRwmEv-qiEbTRgk/edit
Duke UniversityCentral Database for Small Business Loans, Grants, and FundingDuke built a website which allows you to search for grants, loans and other cash equivalents that can help entrepreneurs, nonprofits and businesses anywhere in the world. https://www.appsheet.com/start/b623f7ad-9fc1-4f97-9d0e-f44983032d2a#appName=COVIDResource-1340872&page=dashboard&table=CASE+COVID19+Capital+Resources+for+Entrepreneurs&view=The+%23COVID19CapitalRelief+Dashboard