4 Ways to Leverage Equipment Financing to Grow Your Restaurant

There’s no such thing as the status quo in the restaurant industry. Things are constantly changing: trends, customers, costs, staff, regulations, opportunities, and the list goes on.

As such, what often separates restaurants that thrive from those that struggle — even during lean times — isn’t a question of effort: it’s a matter of leverage. Luckily that’s where equipment financing enters the picture!

restaurant equipment financing

4 Ways Leveraging Restaurant Equipment Funds Business Growth 

  1. Frees up working capital to allocate elsewhere: Equipment financing is paid back in affordable installments over the long-term, which means that restaurant owners can allocate their current working capital where it can deliver a higher ROI — such as expanding locations, hiring staff, and so on.
  2. Keeps business lines of credit available: Equipment financing allows restaurant owners to purchase the assets they need, but without tapping into their business line of credit — which can, therefore, remain available for emergency purposes or for urgent opportunities.
  3. Offers a lower cost of borrowing: The Internal Revenue Service allows restaurant owners to deduct 100% of the costs of equipment financing in the current tax year. This can measurably lower the cost of borrowing, which means more cash-on-hand — and ultimately, more leverage.
  4. Provides a choice of vendor: Some lenders — including National Business Capital — empower restaurant owners to purchase their equipment from any vendor they wish versus picking from a list of pre-selected sellers. This is a highly valuable point of leverage because it allows restaurant owners to shop around and get the best possible value and selection.

Restaurant Equipment Leveraging: The Bottom Line

While each successful restaurant owner takes their own route to prosperity, there is one thing that they all have in common whether they offer quick and healthy meals, or gourmet fine dining by reservation only: they understand the critical importance of generating and exploiting leverage.

Clearly, financing restaurant equipment is a core part of this growth strategy and a smart way to get more for less.

Apply or Learn More About Restaurant Equipment Financing

To learn more about obtaining the equipment financing that you need for your restaurant — regardless of whether you have been operational for several years, or launched within the last few months — contact the National team today by calling (877) 482-3008. Your consultation with us is free, and it’s not a deal-breaker if you have impaired or bad credit.

Or, if you’re ready to get started now then simply complete our quick, secure 60-second online application. We’ll get you the funds you need in as little as 24 hours to help you take your restaurant to the next level.

National Business Capital & Services is the #1 FinTech marketplace offering small business loans and services. Harnessing the power of smart technology and even smarter people, we’ve streamlined the approval process to secure over $1 billion in financing for small business owners to date.

Our expert Business Financing Advisors work within our 75+ Lender Marketplace in real time to give you easy access to the best low-interest SBA loans, short and long-term loans and business lines of credit, as well as a full suite of revenue-driving business services.

We strengthen local communities one small business loan at a time. For every deal we fund, we donate 10 meals to Feeding America!


About the Author, Megan Capobianco

Megan is passionate about helping business owners along their journey - providing them with relevant content they can use in their day-to-day operations.

Disclaimer: The information and insights in this article are provided for informational purposes only, and do not constitute financial, legal, tax, business or personal advise from National Business Capital & Services and the author. Do no rely on this information as advice and please consult with your financial advisor, accountant and/or attorney before making any decisions. If you rely solely in this information it is at your own risk. The information is true and accurate to the best of our knowledge, but there maybe errors, omissions, or mistakes.