What are Commercial Loans and How Can They Benefit My Business?

Last Updated on March 1, 2016

Commercial loans are financing to business owners by a financial institution at a given rate of interest to be repaid within a specified amount of time. The proceeds of commercial loans are generally used for larger expenses such as equipment, that a business might otherwise not be able to lay out cash upfront or not want to tie up cash flow.

These debts are usually for short-term periods of time, generally 1 – 5 years and may be secured (backed by collateral) or unsecured. Businesses usually seek Commercial Financing to finance machinery, supplies, inventory, expansion and even to make payroll.

For small business owners looking to secure funding when they require additional working capital, this may be difficult at a traditional lender. Banks generally do not set aside a large funding pool for small businesses and their requirements may be difficult for some business owners to attain. The application and approval process can often be protracted and take up to several months from application to funding.

We Offer Commercial Loans for Every Type of Business!

National Business Capital can be a business owner’s solution to current and future funding needs. As a leading Alternative Financing company, we have helped businesses of all sizes obtain hundreds of millions of dollars for nearly every type of industry. Our financing criteria is different than that of traditional institutions. We look at the big financial picture and do not base our lending decisions on FICO score alone. In fact, over 70% of our clients had been turned down by banks prior to contacting us.

With an over 90% approval rate, know that our Business Consultants will take a personal interest in you and your enterprise and strive to find the best financing for your requirements. So when that fleeting window of opportunity opens, and you need immediate cash flow to take advantage, call us. We offer specialized Commercial Financing, lines of credit, small business loans and many more options. One will be right for your current business requirements. We want to forge a lasting business relationship with you, one successful business milestone at a time! For a confidential review, call us at (888) 888-9124 today!

National Business Capital & Services is the #1 FinTech marketplace offering small business loans and services. Harnessing the power of smart technology and even smarter people, we’ve streamlined the approval process to secure over $1 billion in financing for small business owners to date.

Our expert Business Financing Advisors work within our 75+ Lender Marketplace in real time to give you easy access to the best low-interest SBA loans, short and long-term loans and business lines of credit, as well as a full suite of revenue-driving business services.

We strengthen local communities one small business loan at a time. For every deal we fund, we donate 10 meals to Feeding America!

About the Author, Megan Capobianco

Megan is passionate about helping business owners along their journey - providing them with relevant content they can use in their day-to-day operations.

Disclaimer: The information and insights in this article are provided for informational purposes only, and do not constitute financial, legal, tax, business or personal advise from National Business Capital & Services and the author. Do no rely on this information as advice and please consult with your financial advisor, accountant and/or attorney before making any decisions. If you rely solely in this information it is at your own risk. The information is true and accurate to the best of our knowledge, but there maybe errors, omissions, or mistakes.