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Financial Advice

How to Overcome Seasonal Customer Cash Flow Gaps with Business Financing

Cash flow is a never-ending problem in small businesses. Achieving consistent positive cash flow is an even bigger challenge if you make most of your sales during a single season. A U.S. bank study showed that 82% of businesses fail due to poor cash management—so if you have trouble putting money in the right places,Read More

The Ultimate Cash Flow Management Guide for Entrepreneurs

What’s one of the top challenges in small business accounting? Cash flow management.  The average small business only has enough available cash to cover just under a month of expenses – much less than the three to six months most experts advise. Understanding how cash flow works, how to make a cash flow statement, cashRead More

The Best Way to Find Business Loans Online [2020]

Is an online business loan right for you? Trying to navigate the lending landscape can be confusing if you’re a new small business owner or you’ve never applied for financing before. Online fintech lenders use simple applications and streamlined, tech-driven underwriting to take the hassle out of getting funding, like you might encounter with bankRead More

5 Simple Tips to Avoid Borrower’s Remorse on a Small Business Loan

Getting a small business loan in 10 minutes sounds great, right? As easy and simple as business borrowing is, it may not be the best move for you to make if you end up having borrower’s remorse on your business loan. If funding can help you take things to the next level, then you shouldRead More

7 Business Challenges to Prepare for When Going Online in 2020

How can improving your digital marketing strategy help you overcome business challenges in 2020? Competition is fierce in the online space with businesses of all sizes fighting for attention.  Big businesses with big budgets pay top dollar for their messages to be seen. This often makes it harder for small business owners to profit fromRead More

2019 Small Business Failure Rate: Startup Statistics by Industry

You’ve probably heard the classic story about small business failure rates. Business can be moving along well one moment, and an epic business disaster could happen to anyone out of nowhere.  While it’s true every business venture carries some level of risk, failure statistics shouldn’t scare you away from your startup dreams. Instead, it’s bestRead More

7 Best POS Systems: Which Point-of-Sale Software Works for You?

Basic payment apps are economical solutions for payment processing when your business is in the early stages. But what do you do when you’re ready to grow? You need a point-of-sale system with features that go beyond the basics. A robust POS puts everything you need for payment processing and business management right at yourRead More

6 Tips to Make Sure Your Deal Closes in Final Underwriting

Operating a business isn’t easy– it takes a vision of success, the right team, and a continued thirst for growth. And at some point, all businesses require funding to shape these dreams into a reality.  Pre-approval for financing is a great indicator that you’ll be able to get the funding you need. Even if you’reRead More

Small Business Loans: Should You Request Daily Payments?

The payment structure for a small business loan affects cash flow, which impacts your ability to handle routine expenses and cover operating costs. Daily and weekly payments have become the new norm for paying back an online lender. Through other arrangements, you might find withdrawals for thousands of dollars hitting your back account. Loans with dailyRead More

Does Credit Repair Really Work? Beware of These 5 Promises

Did you know simple errors on your credit report could cost you the benefits of a high credit score?  According to federal laws regulating credit reporting and debt collection, you have the right to a credit report free from inaccurate information, outdated records and repeat records of the same debt.  Businesses of all sizes useRead More

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