Loans for Doctors and Dentists


Loans with Exclusive Benefits for Medical Professionals Lower Rates, Larger Amounts, & Longer Terms Grow your practice with a fast and easy process.
Ready To Grow Your Business?

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What do You Need to Qualify?

Months in Business

3+ Months in Business We fund all practices , from new to established offices and everything in between.

Months in Business

$120,000 in Annual Gross Sales Whether you do $120,000 or $12,000,000+ in billings, we have your back!

No Minimum Credit Score Required

No Minimum Credit Score (If you make $120K in annual gross sales & have been in business for 6+ months) You don’t need squeaky clean credit to qualify —we work with all credit profiles.

What Are The Benefits?

Exclusive Programs for Doctors

Exclusive Programs for Doctors 

 Access exclusive, medical-specific programs that most lenders don't have access to.

Lower Rates & Longer Terms

Lower Rates & Longer Terms

Find the best loan for your medical practice through our 75+ lender marketplace.

No Existing Practice Required


Get your business off the ground, even if you haven't opened your doors.

We've Secured Over $1 Billion in Funding Through Our Exclusive Marketplace

Simlified Financing: Just What the Doctor Ordered!

Whether you're a general practitioner or podiatrist, you're in the right place. Learn how you can
get flexible financing suited to your practice's needs through a quick, simple and easy process.

Unlock the Lowest Rates, Longest Terms and Highest Amounts

Months in Business

Loan Amount $10,000 – $5Mil

Months in Business

Flexible Terms 6 Months – 10 Years

No Minimum Credit Score Required

Time to Fund 1 – 3 Days

How Can You Use Your Dental and Medical Practice Loan?

There are no restrictions—use your capital to pursue any opportunity or overcome any challenge! 

Grow Your Practice

Buy new medical equipment and supplies, hire additional staff, and grow your practice faster. 

Cover Medical Business Expenses

Get medical financing to cover payroll, pay bills, purchase supplies, and bridge gaps between slow insurance payments. 

Pursue Business Opportunities

Expand or open a second practice, take on more patients, add new equipment, or capitalize on unexpected opportunities.

What are Medical and Dental Practice Loans?

Medical or dental loans give you the working capital you need to either take on additional patients, or cover operating expenses while waiting for slow insurance payments. Through National's 75+ lender marketplace, you can get the best deal on financing. National also offers several exclusive benefits, including zero upfront fees, and financing options for medical professionals who have not yet opened a practice.

At National, we provide options for all medical and dental practices, regardless of FICO score and time in business. Whether you have a two-person LLC or a sprawling practice with several professionals, we can help you find a solution that works for your business.

National offers doctor loans and healthcare professional financing options of all kinds, including dentists, pharmaceutical professionals, veterinarians, chiropractors, optometrists, and primary care physicians to help their practices grow and succeed.

Why National Business Capital & Services?

  • 90% Approval Rate
  • No Collateral Needed
  • Flexible Terms
  • Flexible Payments

10 Reasons Why National Business Capital & Services
Offers the Best Small Business Financing

 BankDirect Lenderstable-logo
Paperwork - 2-3 Years Tax Return
- 2-3 years Financials
- 3-6 Months Bank Statements
- 1 Year Tax Return
- 1 year Financials
- 3 Months Bank Statements
- No Tax Returns Required
Application - Lengthy
- Paper Intensive
Multi-page Paper
Application
- One page - One Minute
- DocuSign®
Number of Lenders 1 1 +75
Service Level Processor Programmatic Personal Advisor
Approval Process Weeks/Months Days/Weeks Hours/Days
Speed to Funding Months Days/Weeks Hours/Days
Collateral Requirements Always Sometimes Required Not Necessary
Business Profitability Always Sometimes Required Not Necessary
Credit Score 680+FICO 600+FICO No Minimum FICO
Credit Check Hard Pull Hard Pull Soft Pull

Why Choose National Business Capital & Services for Medical Financing?

National Business Capital & Services is the #1 FinTech marketplace offering small business loans and services. Harnessing the power of smart technology and even smarter people, we’ve streamlined the approval process to secure over $1 billion in financing for small business owners to date. Our expert Business Financing Advisors work within our 75+ Lender Marketplace in real time to give you easy access to the best low-interest SBA loans, short and long-term loans and business lines of credit, as well as a full suite of revenue-driving business services. We strengthen local communities one small business loan at a time. For every deal we fund, we donate 10 meals to Feeding America!