Commercial Mortgage Financing


Purchase, expand, or refinance your building Large Amounts, Competitive Rates, and Long Terms Get financing for your building quickly & easily.
Ready To Grow Your Business?

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What Do You Need to Qualify?

Months in Business

2+ Years Time in Business

Even if your business is just starting to gain momentum, we can help you finance a building!

Months in Business

$250K in Annual Gross Sales

Whether you do $250k or $10mil+ in sales, we have your back!

No Minimum Credit Score Required

620+ Credit Score

As long as your FICO score is 620 or above, you're all set!

What Are the Benefits?

Own Real Estate

Own Real Estate


Own a commercial real estate asset—separate from your business.

Low Rates

Low Rates


Get competitive rates through our 75+ lender marketplace. 

Build Equity

Build Equity


Start building equity by owning commercial real estate.

We've Secured Over $1 Billion in Funding Through Our Exclusive Marketplace

Get the Commercial MortgageYour Business Deserves

Unlock the full potential of your building. Learn how National can help you access competitive rates, terms and amounts to buy, expand or refinance your building!

Unlock the Lowest Rates, Longest Terms and Highest Amounts 

Months in Business

Loan Amount $500,000 —$10Mil

Months in Business

Flexible Terms 15—25 Years

No Minimum Credit Score Required

Time to Fund 30—90 Days

How Can Commercial Mortgage Financing Help?

Business Growth

Expand your business by purchasing additional commercial real estate, or relocating to a new location.

Business Expenses

Refinance your building to make capital improvements, instead of paying out of pocket. 

Business Opportunities

Pursue new business and growth opportunties by taking advantage of the equity in your commercial real estate. 

What are Commercial Mortgage Loans?

Commercial mortgages help business owners buy or refinance land or a building used for business. In most cases, commercial mortgages operate based on a fixed-rate loan. This means the interest rate will remain the same throughout the term of the mortgage, instead of changing as the years pass.

Taking out a commercial mortgage can give you the financial freedom to buy a new building, or release equity from an existing ownership. A commercial mortgage can also help you to extend, upgrade, or refinish the building. To capitalize on new opportunities, a commercial mortgage can help you purchase a new location. 

By purchasing or refinancing your commercial property, you can take steps to improve your business, or utilize the building's equity to pursue new opportunities!

Our commercial real estate loans have helped companies all over the country get back on course, not only by improving existing business, but also in expanding it! Restaurants, distributors, retail stores, contractors, doctors, trucking companies and automotive services represent just a few of the industries we've served. Depending on your financial situation, we may have a number of  commercial mortgage financing options that fit your business!

Why National Business Capital & Services?

  • Flexible Terms
  • Simplified Process
  • Build Equity
  • Flexible Payments

10 Reasons Why National Business Capital & Services
Offers the Best Small Business Financing

 BankDirect Lenderstable-logo
Paperwork - 2-3 Years Tax Return
- 2-3 years Financials
- 3-6 Months Bank Statements
- 1 Year Tax Return
- 1 year Financials
- 3 Months Bank Statements
- No Tax Returns Required
Application - Lengthy
- Paper Intensive
Multi-page Paper
Application
- One page - One Minute
- DocuSign®
Number of Lenders 1 1 75+
Service Level Processor Programmatic Personal Advisor
Approval Process Weeks/Months Days/Weeks Hours/Days
Speed to Funding Months Days/Weeks Hours/Days
Collateral Requirements Always Sometimes Required Not Necessary
Business Profitability Always Sometimes Required Not Necessary
Credit Score 680+FICO 600+FICO No Minimum FICO
Credit Check Hard Pull Hard Pull Soft Pull

Why Choose National Business Capital & Services for Commercial Mortgage Financing?

Better Terms. Faster Funding. Easier Process.

National Business Capital & Services is the #1 FinTech marketplace offering small business loans and services. Harnessing the power of smart technology and even smarter people, we’ve streamlined the approval process to secure over $1 billion in financing for small business owners to date. Our expert Business Financing Advisors work within our 75+ Lender Marketplace in real time to give you easy access to the best low-interest SBA loans, short and long-term loans and business lines of credit, as well as a full suite of revenue-driving business services. We strengthen local communities one small business loan at a time. For every deal we fund, we donate 10 meals to Feeding America!