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Business Line of Credit

Business Line of Credit

Access to cash on-hand, whenever you need it.
Larger Credit Lines, Lower Rates, Faster, Easier Process
Make Quick, Unexpected Purchases, and Only Pay for What You Use.

Ready to Grow Your Business?

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Do You Qualify for a Business Line of Credit?

3+ Months in Business

We offer business credit lines to all companies that have been in business for over 3 months.

$120,000 in Annual Gross Sales

Whether you do $120,000 or $12,000,000 in sales, we got your back!

No Minimum FICO Required

You don’t need to have amazing credit to qualify for a business line of credit—we work with ALL credit profiles.

Benefits of Business Lines of Credit

  • True Revolving Line of Credit

    Access to capital on-hand, with the ability to draw more whenever needed.
  • Only Pay for What You Use

    Never over-borrow—simply only pay for what you use.
  • Immediate Access to Capital as Needed

    Use a business line of credit to have immediate access to capital for unexpected expenses or seizing new business opportunities.

We Have Funded Over $1 Billion in Financing Through Our Global Marketplace Funded Map

Fast Facts: Business Line of Credit

Loan Amount

$10,000 – $5Mil

Flexible Terms

6 Months – 10 Years

Time to Fund

1 – 3 Days


Business Line of Credit Uses

Business Growth

Use a business credit line to hire staff, boost inventory, and cover unexpected purchases.

Business Expenses

Have a business LOC on-hand to pay unexpected bills and vendors, manage payroll, and bridge gaps in cash flow.

Business Opportunities

Expand or relocate, take on more clients, take advantage of bulk order discounts.

What is a Business Line of Credit?

A Business Line of Credit gives you the flexibility to access needed funds quickly and conveniently. It is an excellent tool that is designed to meet the specific needs of your business. One of its best features is that you only pay for what you use. This means you only get charged based on the amount you draw from your line of credit, rather than the entirety of the line of credit itself.

A business owner can draw as much as they want from their credit line as frequently as they want, up to a maximum predetermined amount. Once a repayment is made on any money drawn from a business credit line, that amount becomes immediately available once again. Even if you do not have an immediate need for funding, a Business Line of Credit is always smart to have for emergencies or for when an unexpected opportunity arises. And with a business line of credit, you are only charged interest on the amount of money you are using, not the entire line available.



Why National Business Capital & Services?
  • Flexible Payments
  • Flexible Terms
  • No Collateral Needed
  • 90% Approval Rate

10 Reasons Why National Business Capital & Services Offers the Best Business Lines of Credit

WHY CHOOSE National Business Capital & Services for a Business LOC? Better Terms. Faster Funding. Larger Approvals.

As an industry leader since 2007, National Business Capital & Services understands that every business has its own story, with their own unique goals for growth. National listens carefully to YOUR story before connecting you with a Global Marketplace of over 75+ Lenders to find the best business lines of credit that perfectly match your needs. You will be paired with a Business Financing Advisor, who will be there to help answer any questions, and guide you through the financing process from start to finish.

National has revolutionized the business line of credit funding process by simplifying the application and eliminating unnecessary paperwork, giving you the ability to secure financing in as little as 24 hours to a few days.


Business Line of Credit Calculator

Use the calculator below to find out your business financing options

Loan Amount
Term Options
Interest Rate
This calculator tool is provided for your convenience only. Numbers generated by the calculator do not guarantee the availability or approval of any loan or any specific loan terms. Although NBC makes an effort to ensure that the calculator is accurate, NBC does not guarantee or make any express or implied representations concerning the accuracy of the numbers generated by this calculator. NBC shall not be liable for any decisions made using this calculator.
How Much Do You Need?