Do You Qualify for a Business Line of Credit?
We offer business credit lines to all companies that have been in business for over 3 months.
Whether you do $120,000 or $12,000,000 in sales, we got your back!
You don’t need to have amazing credit to qualify for a business line of credit—we work with ALL credit profiles.
Benefits of Business Lines of Credit
True Revolving Line of CreditAccess to capital on-hand, with the ability to draw more whenever needed.
Only Pay for What You UseNever over-borrow—simply only pay for what you use.
Immediate Access to Capital as NeededUse a business line of credit to have immediate access to capital for unexpected expenses or seizing new business opportunities.
Financing Through Our Global Marketplace
Fast Facts: Business Line of Credit
$10,000 – $5Mil
6 Months – 10 Years
1 – 3 Days
Business Line of Credit Uses
Use a business credit line to hire staff, boost inventory, and cover unexpected purchases.
Have a business LOC on-hand to pay unexpected bills and vendors, manage payroll, and bridge gaps in cash flow.
Expand or relocate, take on more clients, take advantage of bulk order discounts.
What is a Business Line of Credit?
A Business Line of Credit gives you the flexibility to access needed funds quickly and conveniently. It is an excellent tool that is designed to meet the specific needs of your business. One of its best features is that you only pay for what you use. This means you only get charged based on the amount you draw from your line of credit, rather than the entirety of the line of credit itself.
A business owner can draw as much as they want from their credit line as frequently as they want, up to a maximum predetermined amount. Once a repayment is made on any money drawn from a business credit line, that amount becomes immediately available once again. Even if you do not have an immediate need for funding, a Business Line of Credit is always smart to have for emergencies or for when an unexpected opportunity arises. And with a business line of credit, you are only charged interest on the amount of money you are using, not the entire line available.
- Flexible Payments
- Flexible Terms
- No Collateral Needed
- 90% Approval Rate
9 Reasons Why National Business Capital & Services Offers the Best Business Lines of Credit
WHY CHOOSE National Business Capital & Services for a Business LOC?
Better Terms. Faster Funding. Larger Approvals.
As an industry leader since 2007, National Business Capital & Services understands that every business has its own story, with their own unique goals for growth. National listens carefully to YOUR story before connecting you with a Global Marketplace of over 75+ Lenders to find the best business lines of credit that perfectly match your needs. You will be paired with a Business Financing Advisor, who will be there to help answer any questions, and guide you through the financing process from start to finish.
National has revolutionized the business line of credit funding process by simplifying the application and eliminating unnecessary paperwork, giving you the ability to secure financing in as little as 24 hours to a few days.