About Megan CapobiancoMegan Capobianco is the Marketing Manager at National Business Capital & Services. Megan is passionate about helping business owners along their journey - providing them with relevant content they can use in their day-to-day operations.
If you’ve taken out a short-term business loan, or if you’ve applied for a merchant capital advance lately, there’s a good chance you’ve come across the term “factor rate” in some capacity. Apply Now For The Lowest Rates What is a Factor Rate? A factor rate (or money factor) is a way of expressing theRead More
Whether we realize it or not, our presence on social media affects nearly every aspect of our lives. And that includes the financial sector. Indeed, having a vibrant social-media presence can make a positive impact when your small business goes to apply for a loan. Conversely, having an outdated or unresponsive social media footprint won’tRead More
Landing an SBA loan can prove a tremendous coup for any small business. Indeed, not only will you gain access to a substantial sum of capital with an SBA loan, you’ll also receive a low interest rate, and enjoy the luxury of a long-term payment plan to go along with it. Simply put, an SBARead More
There are many conventional — as in tried and true— ways to use a restaurant loan for business growth, such as: opening new locations, adding new menu items, hiring new staff, buying new equipment (e.g. ovens, freezers, fryers, etc.), and renovating space.
Each year, hundreds of thousands of people from all walks of life and backgrounds bring their business ownership dream to life by purchasing a franchise. If you are thinking of following that well-forged path to personal satisfaction and profitable success, then here are 3 franchise financing options to consider:
A commercial mortgage is a loan that is secured by commercial real estate, such as an office, building, warehouse, mall, apartment complex, and so on. In return for pledging collateral, business owners get a lower interest rate (and therefore lower total cost of borrowing) vs. an unsecured business loan. They also typically qualify for aRead More
At National Business Capital & Services, we proudly provide physicians across the country with medical practice loans, so they can continue providing essential care for their respective — and growing — patient rosters. At the same time, we also provide guidance and advice on how physicians can get the most value from their financing. ToRead More
Many things have changed in the last several years. For example, there is now a generation of people that cannot comprehend what life was like when “the web” was exclusively where spiders lived, and when the only people who said “iPhone” were those who needed some remedial help with their pronouns.
If your business is in the B2C retail space and most (or possibly all) of your transactions are conducted via credit card or debit card, then merchant financing might be the flexible funding solution you need to cover expenses, make investments, and keep your business on-track for future growth.
Inventory financing is essentially a line of credit that uses current inventory as collateral to lower the cost of borrowing, and free up capital that can be used more effectively and profitably.