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Posts Written by Joe Camberato

About Joe Camberato

Joseph Camberato, President at National Business Capital & Services, developed a passion for business at a young age. Joseph has a true respect for anyone who owns a business and enjoys engaging them in discussions of how they “made it happen.”

Business Financing vs. Bank Loans

To begin a discussion of business financing versus traditional bank loans, let’s define the two terms. Financing a business is the process of bringing money into a company. Usually this means taking on debt to secure this financing and by taking advantage of credit arrangements. Read on to learn the major differences between alternative businessRead More

Need Working Capital But Have a Low FICO?

A low FICO is nothing to be ashamed of. Many business owners have less than perfect credit for many reasons. Perhaps a sole proprietor experienced a serious health issue and bills piled up in their absence. Or, a now-established business whose owner got their firm off the ground by putting their savings into it, yetRead More

What are Commercial Loans and How Can They Benefit My Business?

Commercial loans are financing to business owners by a financial institution at a given rate of interest to be repaid within a specified amount of time. The proceeds of commercial loans are generally used for larger expenses such as equipment, that a business might otherwise not be able to lay out cash upfront or notRead More

Physician Loans for Expanding Practices

There has been an interesting development in the healthcare landscape over the last five years. Emergency walk-in clinics, once only found in underserved outposts far from a municipal hospital, are now seen in strip malls and along secondary roads in nearly every town. These clinics may be affiliated with a local hospital and serve asRead More

How to Get Medical Financing with Bad Credit

National Business Capital & Services is an alternative financing company. We help business owners obtain financing for every size and almost every type of company in any industry across the country. Our experience has demonstrated to us that anyone in any business can have bad credit or even an open tax lien. Neither of theseRead More

New Business Volume Increases in the Equipment Financing Industry

The Equipment Leasing and Finance Association (ELFA), a trade organization that represents companies in the $903 billion equipment finance sector, released their 2015 Survey recently. Here are some of their findings:

Loans vs Credit Cards – What’s Better for Your Construction Financing?

Many small to medium construction business owners get in the habit of extending themselves credit through credit cards. While this can be helpful for new businesses who have not yet established credit or construction financing sources, there are pitfalls to using credit cards as a funding source for businesses that have been established for aRead More

Medical Practice Financing

From the time a physician graduates from medical school to the time they retire, they often provide 50 or even 60 years of service to their communities. Their offices, staff and equipment have a much shorter span of service, however. The same is true for dentists, pharmacy professionals, primary care physicians and specialists. When itRead More

Construction Financing for 2016 in 3 Steps

As hard freeze sets in and construction turns to interior and finish work, some industry outsiders might think it is time that construction firms can take a well deserved “time out.” It doesn’t work that way, however. The winter months provide the time to take stock of what needs to be done to prepare forRead More

ICD-10 Rollout’s Impact on Medical Billing

Sweeping changes in the medical billing system have taken place, countrywide, as mandated by October 1, 2015. The new system is intended to be more patient-centric and is vastly superior to the over 40 year old system it replaces, however the ICD-10 rollout has not been without issue. From the need for new computers, ITRead More

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