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Posts Written by Joe Camberato

About Joe Camberato

Joseph Camberato, President at National Business Capital & Services, developed a passion for business at a young age. Joseph has a true respect for anyone who owns a business and enjoys engaging them in discussions of how they “made it happen.”

Business Credit Scores: Breaking Down the 5 Factors (And How to Check It)

Do you know your business credit score? If you’re like most small business owners, you’re probably looking at the question and scratching your head. According to a 2016 survey by Manta, an online small business community, 72% of people who own small businesses are clueless about their business credit scores, and 60% don’t know whereRead More

How to Access 75+ Lenders With One Small Business Loan Application

Let’s face it: no business owner has hours on end to spend filing one small business loan application after the other— especially with the growth gears in motion and a company to build. Ideally, the business loan process should be as fast, convenient, and simple as possible from start to finish. At the end ofRead More

National Announces New Fast Equipment Financing Program: The eQuickment Financing Product

National Business Capital & Services is thrilled to announce the new eQuickment Financing Product! Like our groundbreaking new Performance Advance program, this new financing product is innovating the way entrepreneurs grow by putting the quick back in equipment financing! This new equipment loan program is helping business owners rapidly grow and scale their businesses withRead More

Construction Loans for Builders: Finish Jobs Faster with a Line of Credit

A consistent flow of work is the key to keeping your construction company going. But you can’t take on new jobs if you don’t have the finances available to get started, or cash flow issues delay existing projects. When outstanding invoices and late payments prevent you from meeting deadlines, client relationships – and your chancesRead More

National Announces New Performance Advance Financing Solution

National Business Capital & Services is thrilled to announce the new Performance Advance Financing Solution! Hot on the heels of the revolutionary Hybridge SBA Loan™, we’ve changed the small business financing game yet again with a new performance-based financing solution! The Performance Advance Financing Solution is breaking down lending barriers by offering business owners capitalRead More

How to Build Your Business Loan Payment Schedule [Free Spreadsheet]

Creating a payment schedule when you take out a small business loan helps you stay on track and manage your debt responsibly.  You want your business to be stronger at the end of the loan terms than at the start, but to achieve this, it’s necessary to know in advance how much, how often, andRead More

Looking to Expand your Restaurant? Check Out the Must Have Packages for 2020

Long wait times at your restaurant? Wishing you could seat more customers? Then it’s time to think about expanding or starting a second location. We created two restaurant growth loan bundles—which include all of the capital, services, and other resources your business needs to grow— that can take you where you want to go! InRead More

How To Choose The Best Small Business Health Insurance

Are you offering your small business employees a health insurance plan you can be proud of? From time to time, it’s important for all small business owners to evaluate the provided health insurance plan, and make sure that it satisfies the needs of their employees. Without the bandwidth, time, resources and connections that major corporationsRead More

The Average [2019] Interest Rate on a Business Loan

Small business loan interest rates vary widely between lenders and depend on a number of factors. To find and qualify for the cheapest loans, you need to not only compare options but also consider the qualification requirements of each lender. Stricter requirements often mean you have to go through a more complicated application process toRead More

What is Working Capital? How to Calculate it and Find the Best Loan for Your Restaurant

Having enough working capital is vital for keeping things moving in a positive direction as you round the corner after your first year or two in business. 70% of restaurants that make it past the 1-year benchmark close their doors over the next three to five years, as growth-related expenses climb and traffic doesn’t. But,Read More

How Much Do You Need?